Find the best SBA Rates for your industry by searching our SBA Lender Directory

SBARates.com your ultimate directory for Small Business Administration (SBA) loans. Compare current SBA loan rates, explore approved SBA lenders, search by your industry NAICS code, and discover funding options.

Centennial Bank (FL)

Change of Ownership
Existing or more than 2 years old
New Business or 2 years or less
Preferred Lenders Program
SBA Express Program
# Variable Rates
SBA Loan Approvals as of 6/30/25 22
SBA Loans Total Approval Amount as of 6/30/25 $13,230,500
Average SBA Loan Size as of 6/30/25 $601,386
Average SBA Loan Rate over Prime (Prime is 7%) 1.28
Centennial Bank (FL)

Unlock Your Financial Potential with Centennial Bank (FL)

Centennial Bank, headquartered in Conway, Arkansas with a strong presence throughout Florida, is a community-focused bank offering a full suite of business banking and SBA lending solutions. With decades of experience and a commitment to helping local businesses grow, Centennial Bank provides personalized financing options that empower entrepreneurs to start, expand, and thrive.

Key Features of Centennial Bank

  • Comprehensive Business Banking: Business checking and savings accounts, treasury management, merchant services, and online banking designed to simplify business finances.
  • SBA Loan Expertise: Centennial Bank is an active SBA lender offering SBA 7(a), SBA Express, and 504 loans. Its experienced commercial lending team helps small business owners navigate the SBA process and secure government-backed financing for working capital, real estate, and equipment purchases.
  • Flexible Commercial Lending: Beyond SBA loans, Centennial Bank provides commercial real estate loans, business term loans, and lines of credit, all with local decision-making and personalized underwriting.
  • Digital and Mobile Banking Tools: Centennial’s secure online and mobile banking platforms make it easy for business owners to manage accounts, track transactions, and process payments 24/7.
  • Commitment to Community: As a community bank with deep roots in the Southeast, Centennial reinvests in local economies, supports community development, and provides one-on-one guidance to small business owners.

Why Choose Centennial Bank for SBA Loans?

Centennial Bank combines the customer-first service of a community bank with the experience of a top regional SBA lender. Its SBA team understands the unique needs of Florida entrepreneurs and works to streamline approvals, offer competitive terms, and structure flexible funding solutions that promote growth and stability. Centennial’s focus on efficiency and local expertise ensures that each borrower receives personal attention from start to finish.

How to Get Started

Ready to grow your business with an SBA loan or other financing option? Visit the Centennial Bank Business Banking page to explore current offerings, review eligibility, and connect with a local SBA specialist who can guide you through the process.

Empower your financial future today with Centennial Bank — where Florida businesses come to grow.

Similar Financial Institutions in category

1st Security Bank of Washington (WA)

1st Security Bank of Washington (WA)

We’re here to help you and your community grow. Join us to see how personal service can make big things happen. Experience better community banking with 1st S

Average SBA Loan Rate over Prime (Prime is 7%): 2.95
Existing or more than 2 years old
New Business or 2 years or less
Preferred Lenders Program
1st Source Bank (IN)

1st Source Bank (IN)

Serving the northern Indiana-southwestern Michigan area with nearly $8 billion in assets and more than 1100 employees, 1st Source is here for you.

Average SBA Loan Rate over Prime (Prime is 7%): 1.975
Change of Ownership
Existing or more than 2 years old
Fixed Rates
22nd State Banking Company (AL)

22nd State Banking Company (AL)

For over a century, 22nd State Bank has delivered trusted, relationship-focused banking throughout Lower Alabama.

Average SBA Loan Rate over Prime (Prime is 7%): 2.61
Change of Ownership
Existing or more than 2 years old
Loan Funds will Open Business

Industry