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Climate First Bank (FL)

Climate First Bank (FL)

The world's first FDIC-insured community bank dedicated to the environment and sustainability. Climate friendly personal and business banking solutions. Open an account today.

Change of Ownership
Existing or more than 2 years old
International Trade Loans
Loan Funds will Open Business
New Business or 2 years or less
# Preferred Lenders Program
# SBA Express Program
# Startup
# Variable Rates
SBA Loan Approvals as of Fiscal Year End 2025 108
SBA Loans Total Approval Amount as of Fiscal Year End 2025 $136,032,000
Average SBA Loan Size as of Fiscal Year End 2025 $1,259,556
Average SBA Loan Rate over Prime (Prime is 6.75%) 2.41
Climate First Bank (FL)

Unlock Your Financial Potential with Climate First Bank (FL)

Climate First Bank, headquartered in St. Petersburg, Florida, is a full-service community bank built on a mission of sustainability and environmental responsibility. Founded in 2021, the bank combines traditional financial services with a focus on ethical banking, clean energy, and small business growth. Through its SBA lending programs and sustainable finance options, Climate First Bank helps entrepreneurs access affordable capital to grow while promoting a positive impact on people and the planet.

Key Features of Climate First Bank

  • Comprehensive Business Banking: Business checking and savings accounts, treasury management, merchant services, and innovative financial tools tailored to local businesses.
  • SBA Loan Expertise: Climate First Bank participates in the U.S. Small Business Administration’s 7(a) and 504 programs, helping Florida entrepreneurs secure low-interest, government-backed financing for working capital, real estate, or energy-efficient projects.
  • Green Lending Initiatives: The bank offers unique loan products for solar energy systems, EV infrastructure, and environmentally focused businesses — aligning profits with purpose.
  • Flexible Business Financing: Beyond SBA loans, Climate First Bank provides term loans, commercial mortgages, and lines of credit with personalized service and fast decision-making.
  • Commitment to Sustainability: As a certified B Corp™ and member of the Global Alliance for Banking on Values, Climate First Bank reinvests in community resilience, renewable energy, and sustainable development.

Why Choose Climate First Bank for SBA Loans?

Climate First Bank stands apart by merging SBA lending with a mission-driven approach. Entrepreneurs benefit from competitive rates, expert guidance, and the opportunity to align their financing with sustainability goals. Whether you’re expanding your operations, purchasing eco-friendly equipment, or building a green facility, Climate First Bank delivers the expertise and purpose-driven financing you need to make a lasting impact.

How to Get Started

Ready to grow your business with an SBA loan or sustainability-focused financing? Visit the Climate First Bank Business Banking page to explore loan options, review eligibility, and connect with a local SBA specialist who can guide you through the process.

Empower your financial future today with Climate First Bank — where Florida businesses grow responsibly.

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