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Cogent Bank (FL)
Our team offers a broad range of lending, depository, treasury management, and digital banking services. Together, we are Moving You Forward.
Unlock Your Financial Potential with Cogent Bank (FL)
Cogent Bank, headquartered in Orlando, Florida, is a progressive, technology-driven community bank dedicated to providing customized financial solutions to small and mid-sized businesses. With a client-focused approach and extensive SBA lending expertise, Cogent helps Florida entrepreneurs secure affordable, government-backed financing to achieve their business goals.
Key Features of Cogent Bank
- Comprehensive Business Banking: Business checking and savings accounts, treasury management, merchant services, and digital tools designed to help companies operate efficiently and scale confidently.
- SBA Loan Expertise: Cogent Bank is an active SBA lender offering SBA 7(a) and 504 loan programs. Its experienced commercial lending team helps business owners navigate the SBA process, providing tailored financing for working capital, real estate, equipment, and expansion projects.
- Technology-Forward Banking: Cogent leverages advanced digital banking platforms to streamline applications, approvals, and account management for busy business owners.
- Flexible Commercial Lending Options: Beyond SBA loans, Cogent provides commercial real estate financing, equipment loans, and lines of credit — all supported by fast, local decision-making.
- Commitment to Florida Communities: As a Florida-based community bank, Cogent reinvests in local businesses, supports economic development, and fosters innovation across industries statewide.
Why Choose Cogent Bank for SBA Loans?
Cogent Bank blends cutting-edge technology with personalized service to deliver efficient and transparent SBA loan solutions. Its dedicated SBA team works one-on-one with borrowers to simplify the process, offer competitive terms, and ensure timely funding. Whether you’re launching a new venture, expanding operations, or acquiring assets, Cogent Bank provides the expertise and resources to help you succeed.
How to Get Started
Ready to grow your business with an SBA loan or other financing option? Visit the Cogent Bank Business Banking page to explore current offerings, review eligibility, and connect with a local SBA specialist who can guide you through the process.
Empower your financial future today with Cogent Bank — where Florida businesses come to grow.
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