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Farmers and Merchants Savings Bank (IA)
Navigate your financial future with F&M Bank, where our personal and commercial banking services are tailored to fit your unique needs in Iowa & Minnesota.
Unlock Your Financial Potential with Farmers and Merchants Savings Bank (IA)
Farmers and Merchants Savings Bank, headquartered in Manchester, Iowa, is a trusted community bank that has served local families, farmers, and small businesses for over a century. With a strong commitment to personalized service and local decision-making, the bank offers a full range of SBA and commercial lending options designed to help entrepreneurs start, expand, and sustain their businesses.
Key Features of Farmers and Merchants Savings Bank
- Comprehensive Business Banking: Business checking and savings accounts, cash management services, and merchant payment solutions that support efficient financial operations.
- SBA Loan Expertise: Farmers and Merchants Savings Bank participates in the SBA 7(a) and 504 loan programs, providing government-backed financing for working capital, equipment purchases, real estate, or business expansion.
- Flexible Commercial Financing: In addition to SBA loans, the bank offers business term loans, lines of credit, and agricultural financing tailored to the needs of Iowa’s business and farming communities.
- Local Decision-Making: All loan decisions are made locally by experienced lenders who understand the regional economy and the needs of local entrepreneurs.
- Commitment to Community Growth: As a community-focused institution, the bank actively supports small business development and economic progress across Eastern Iowa.
Why Choose Farmers and Merchants Savings Bank for SBA Loans?
Farmers and Merchants Savings Bank combines hometown service with real SBA expertise. Its lending specialists guide business owners through the entire SBA process — from eligibility review to closing — ensuring clear communication, fast turnaround times, and flexible loan structures. Whether you’re expanding your business, purchasing new equipment, or acquiring property, Farmers and Merchants Savings Bank provides the trusted partnership and financial tools to help you succeed.
How to Get Started
Ready to grow your business with an SBA loan or other financing option? Visit the Farmers and Merchants Savings Bank Business Banking page to explore available programs, review eligibility, and connect with an SBA lending expert.
Empower your financial future today with Farmers and Merchants Savings Bank — where Iowa businesses come to grow.
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