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Financial Resources Federal Credit Union (NJ)

Existing or more than 2 years old
International Trade Loans
Loan Funds will Open Business
Preferred Lenders Program
Startup
# Variable Rates
SBA Loan Approval Count : 17
SBA Loans Total Approval Amount YTD: $21,042,000
Average SBA Loan Size: $1,237,765
Average SBA Loan Rate over Prime (this number plus current prime rate): 2.46

Unlock Your Financial Potential with Financial Resources Federal Credit Union (NJ)

Financial Resources Federal Credit Union, headquartered in Bridgewater, New Jersey, is a member-owned financial institution dedicated to empowering small business owners through affordable lending and personalized financial solutions. With deep roots in the community and strong SBA program participation, the credit union provides flexible, government-backed financing that helps entrepreneurs achieve lasting success.

Key Features of Financial Resources Federal Credit Union

  • Comprehensive Business Banking: Business checking and savings accounts, merchant services, cash management, and digital banking tools designed for efficiency and convenience.
  • SBA Loan Expertise: Financial Resources FCU participates in the U.S. Small Business Administration’s 7(a) and 504 programs, offering government-backed loans for working capital, equipment, real estate, and business expansion.
  • Competitive, Member-Focused Rates: As a credit union, Financial Resources FCU reinvests profits into its members, resulting in lower fees, competitive rates, and more flexible loan terms.
  • Personalized, Local Decision-Making: Lending decisions are made locally by a team that understands the needs of New Jersey’s small business community — ensuring fast turnaround times and tailored solutions.
  • Commitment to Community Growth: Financial Resources FCU supports local economic development through partnerships, education, and lending programs that help small businesses create jobs and strengthen the regional economy.

Why Choose Financial Resources FCU for SBA Loans?

Financial Resources FCU combines the personal attention of a local institution with the lending strength of a federally chartered credit union. Its SBA specialists work closely with business owners to find the right loan option, guide them through documentation, and ensure a smooth, efficient approval process. Whether you’re starting a business, purchasing equipment, or expanding your operations, Financial Resources FCU provides the capital and support you need to grow with confidence.

How to Get Started

Ready to grow your business with an SBA loan or other financing solution? Visit the Financial Resources FCU Business Banking page to explore available programs, review eligibility, and connect with a business lending expert.

Empower your financial future today with Financial Resources Federal Credit Union — where New Jersey businesses come to grow.

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