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First Commonwealth Bank (PA)

First Commonwealth Bank (PA)

At First Commonwealth Bank, we put you first with personal banking, small business solutions, mortgages, insurance, wealth management and more. Get started now.

All Other Amusement and Recreation Industries All Other Miscellaneous Wood Product Manufacturing All Other Personal Services All Other Professional, Scientific, and Technical Services All Other Specialty Trade Contractors Audio and Video Equipment Manufacturing Barber Shops Beauty Salons Caterers Child Day Care Services Coffee and Tea Manufacturing Commercial and Industrial Machinery and Equipment (except Automotive a Commercial and Institutional Building Construction Drywall and Insulation Contractors Educational Support Services Fine Arts Schools Fitness and Recreational Sports Centers Full-Service Restaurants General Automotive Repair General Freight Trucking, Long Distance, Truckload Glass and Glazing Contractors Highway, Street, and Bridge Construction Home Health Care Services Industrial Building Construction Interior Design Services Landscaping Services Limited-Service Restaurants Mobile Food Services Nonresidential Property Managers Nursery and Tree Production Offices of Certified Public Accountants Offices of Chiropractors Offices of Mental Health Practitioners (except Physicians) Offices of Other Holding Companies Other Activities Related to Real Estate Other Commercial Equipment Merchant Wholesalers Other Computer Related Services Other Personal Care Services Pet Care (except Veterinary) Services Plumbing, Heating, and Air-Conditioning Contractors Residential Remodelers Search, Detection, Navigation, Guidance, Aeronautical, and Nautical System and Instrument Manufacturing Snack and Nonalcoholic Beverage Bars Solar Electric Power Generation Solid Waste Collection Specialized Freight (except Used Goods) Trucking, Local Surgical and Medical Instrument Manufacturing Wineries
7a General
Asset Base Working Capital Line (CAPLine)
Change of Ownership
Existing or more than 2 years old
Fixed Rates
# Loan Funds will Open Business
# New Business or 2 years or less
# Preferred Lenders Program
# SBA Express Program
# Startup
# Variable Rates
SBA Loan Approvals as of 6/30/25 182
SBA Loans Total Approval Amount as of 6/30/25 $101,281,900
Average SBA Loan Size as of 6/30/25 $556,494
Average SBA Loan Rate over Prime (Prime is 7%) 2.08
First Commonwealth Bank (PA)

Unlock Your Financial Potential with First Commonwealth Bank (PA)

First Commonwealth Bank, headquartered in Indiana, Pennsylvania, is one of the region’s most trusted community banks, dedicated to helping small businesses grow through accessible financing and personalized service. As an SBA Preferred Lender, the bank provides government-backed loan programs that make business ownership, expansion, and investment more achievable for entrepreneurs across Pennsylvania and neighboring states.

Key Features of First Commonwealth Bank

  • Comprehensive Business Banking: Business checking and savings accounts, merchant services, payroll, treasury management, and cash-flow tools designed for small and mid-sized companies.
  • SBA Loan Expertise: As an SBA Preferred Lender, First Commonwealth Bank offers the full suite of SBA 7(a), 504, and SBA Express programs. These flexible financing options can be used for working capital, equipment, real estate, or business acquisition.
  • Commercial Lending Solutions: Beyond SBA programs, the bank provides term loans, commercial mortgages, and business lines of credit to support business growth and expansion.
  • Fast Local Decision-Making: With local teams and delegated SBA lending authority, First Commonwealth ensures faster approvals, personalized service, and expert guidance.
  • Commitment to Community Success: The bank actively invests in local business development, community revitalization, and programs that drive economic growth across its service footprint.

Why Choose First Commonwealth Bank for SBA Loans?

First Commonwealth Bank combines small-town service with big-bank capabilities. Its SBA team has decades of experience helping entrepreneurs navigate the lending process — offering quick turnaround times, flexible repayment options, and transparent communication from start to finish. Whether you’re starting a new business, acquiring property, or expanding your operations, First Commonwealth Bank delivers financing solutions built around your success.

How to Get Started

Ready to grow your business with an SBA loan or other financing solution? Visit the First Commonwealth Bank Business Banking page to explore available SBA programs, review eligibility, and connect with a local SBA lending specialist.

Empower your financial future today with First Commonwealth Bank — where Pennsylvania businesses come to grow.

Industry