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First Community Bank (NC)

7a General
Change of Ownership
Existing or more than 2 years old
Fixed Rates
Loan Funds will Open Business
# New Business or 2 years or less
# Preferred Lenders Program
# SBA Express Program
# Startup
# Variable Rates
SBA Loan Approval Count : 85
SBA Loans Total Approval Amount YTD: $34,063,300
Average SBA Loan Size: $400,745
Average SBA Loan Rate over Prime (this number plus current prime rate): 0.12

Unlock Your Financial Potential with First Community Bank (NC)

First Community Bank, with regional headquarters in Winston-Salem, North Carolina, is a full-service community bank dedicated to helping small businesses and entrepreneurs thrive. With a strong presence across the Carolinas and Virginia, the bank combines local decision-making with SBA-backed lending expertise to deliver affordable and flexible financing solutions designed for long-term business success.

Key Features of First Community Bank

  • Comprehensive Business Banking: Full-service business checking and savings accounts, cash management, merchant services, and treasury tools that simplify operations and cash flow.
  • SBA Loan Expertise: First Community Bank actively participates in the SBA 7(a) and 504 loan programs, offering government-backed financing to help businesses access working capital, purchase real estate, or acquire equipment.
  • Tailored Commercial Lending Solutions: In addition to SBA loans, the bank offers business term loans, lines of credit, and commercial real estate financing to meet a wide range of business needs.
  • Local Decision-Making: All lending decisions are made by experienced bankers within the region, ensuring quick responses and a personalized lending experience.
  • Commitment to Community Development: With deep roots in the Southeast, First Community Bank invests in local businesses and communities through strategic partnerships, volunteerism, and lending that drives job creation and economic growth.

Why Choose First Community Bank for SBA Loans?

First Community Bank combines the financial strength of a regional institution with the accessibility of a community-focused lender. Its SBA lending team provides hands-on support through every step of the process, ensuring a smooth application and faster approvals. Whether you’re expanding your business, purchasing property, or financing new equipment, First Community Bank delivers the capital and expertise you need to grow.

How to Get Started

Ready to grow your business with an SBA loan or other financing option? Visit the First Community Bank Business Banking page to explore available SBA programs, review eligibility, and connect with a local SBA lending expert.

Empower your financial future today with First Community Bank — where North Carolina businesses come to grow.

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