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First Financial Bank (AR)

First Financial Bank (AR)

SBA Loan Approvals as of 6/30/25 122
SBA Loans Total Approval Amount as of 6/30/25 $157,528,300
Average SBA Loan Size as of 6/30/25 $1,291,216
Average SBA Loan Rate over Prime (Prime is 7%) 0.99
First Financial Bank (AR)

Unlock Your Financial Potential with First Financial Bank (AR)

First Financial Bank, headquartered in El Dorado, Arkansas, is a nationally recognized SBA Preferred Lender and one of the leading community banks in the South. Known for its strong commitment to small business success, First Financial Bank provides tailored, government-backed financing solutions to help entrepreneurs grow and thrive — from startups to established enterprises.

Key Features of First Financial Bank

  • Dedicated SBA Lending Division: As an SBA Preferred Lender, First Financial Bank offers expedited processing for 7(a), 504, and SBA Express loans — providing working capital, real estate, or equipment financing with flexible terms and low down payments.
  • Nationwide Lending Reach: Though based in Arkansas, the bank lends to small businesses across the U.S., offering expertise in industries such as hospitality, medical services, professional practices, and franchises.
  • Comprehensive Business Banking: Full-service checking and savings accounts, cash management, merchant services, and treasury solutions designed to simplify operations and strengthen cash flow.
  • Fast and Efficient Decisions: With delegated lending authority, First Financial Bank makes in-house credit decisions for faster approvals and smoother closings.
  • Commitment to Community & Economic Development: The bank supports local economies through lending programs, community outreach, and financial education — helping create jobs and foster sustainable growth.

Why Choose First Financial Bank for SBA Loans?

First Financial Bank combines national SBA expertise with personalized community-bank service. Its specialized SBA team provides end-to-end support — from application and underwriting to funding — ensuring a transparent, efficient process. Whether you’re buying a business, refinancing debt, or expanding operations, First Financial Bank delivers the financing and guidance to help you achieve your goals.

How to Get Started

Ready to grow your business with an SBA loan or other financing solution? Visit the First Financial Bank SBA Lending page to explore available programs, review eligibility, and connect with an SBA lending expert.

Empower your financial future today with First Financial Bank — where Arkansas businesses grow stronger every day.

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