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First National Bank of Pennsylvania (NC)

FNB provides a full range of commercial banking, consumer banking and wealth management services plus industry leading online and mobile banking solutions

Administrative Management and General Management Consulting Services All Other Specialty Trade Contractors Business Associations Caterers Child Day Care Services Commercial Gravure Printing Commercial and Industrial Machinery and Equipment (except Automotive a Computer Systems Design Services Convention and Trade Show Organizers Exterminating and Pest Control Services Fitness and Recreational Sports Centers Flooring Contractors Freestanding Ambulatory Surgical and Emergency Centers Freight Transportation Arrangement Full-Service Restaurants General Automotive Repair General Medical and Surgical Hospitals Glass and Glazing Contractors Interior Design Services Janitorial Services Landscaping Services Limited-Service Restaurants Offices of Chiropractors Offices of Lawyers Offices of Mental Health Practitioners (except Physicians) Offices of Physicians (except Mental Health Specialists) Other Accounting Services Other Individual and Family Services Other Personal Care Services Other Services to Buildings and Dwellings Overhead Traveling Crane, Hoist, and Monorail System Manufacturing Painting and Wall Covering Contractors Payroll Services Pet Care (except Veterinary) Services Photography Studios, Portrait Plumbing, Heating, and Air-Conditioning Contractors Poultry and Poultry Product Merchant Wholesalers Special Needs Transportation Sports and Recreation Instruction Unsupported Plastics Bag Manufacturing Water Supply and Irrigation Systems Water and Sewer Line and Related Structures Construction Wholesale Trade Agents and Brokers
7a General
Change of Ownership
Existing or more than 2 years old
International Trade Loans
Loan Funds will Open Business
# New Business or 2 years or less
# Preferred Lenders Program
# SBA Express Program
# Startup
# Variable Rates
SBA Loan Approvals as of 6/30/25 168
SBA Loans Total Approval Amount as of 6/30/25 $163,150,500
Average SBA Loan Size as of 6/30/25 $971,134
Average SBA Loan Rate over Prime (Prime is 7%) 1.80
First National Bank of Pennsylvania (NC)

Unlock Your Financial Potential with First National Bank of Pennsylvania (NC)

First National Bank (FNB), headquartered in Pittsburgh, Pennsylvania, operates extensively across North Carolina and the Southeast — helping entrepreneurs and small business owners access flexible, government-backed financing. As an SBA Preferred Lender, FNB delivers fast, reliable, and personalized SBA loan solutions designed to support business growth, expansion, and long-term success.

Key Features of First National Bank

  • Comprehensive Business Banking: Business checking and savings accounts, merchant services, payroll solutions, and digital cash management tools that keep your business running efficiently.
  • SBA Loan Expertise: As an SBA Preferred Lender, FNB offers the full suite of SBA 7(a), 504, and SBA Express programs, helping businesses access affordable financing for working capital, equipment, real estate, or acquisitions.
  • Local Decision-Making, Regional Strength: With a growing presence across North Carolina, FNB combines community-bank service with the resources of a top regional financial institution.
  • Industry-Focused Solutions: FNB has specialized expertise in key sectors such as healthcare, professional services, manufacturing, construction, and retail.
  • Commitment to Community and Growth: FNB actively invests in local economies through small business lending, financial education, and partnerships that promote entrepreneurship and community development.

Why Choose First National Bank for SBA Loans?

First National Bank of Pennsylvania provides a unique combination of scale, speed, and service. Its SBA team offers dedicated support through every stage of the loan process — from initial consultation to funding — ensuring that business owners receive transparent, efficient, and flexible financing options. Whether you’re launching a startup, expanding your operations, or refinancing existing debt, FNB delivers the capital and guidance to help your business grow.

How to Get Started

Ready to grow your business with an SBA loan or other financing option? Visit the First National Bank SBA Lending page to explore available programs, review eligibility, and connect with an SBA lending specialist.

Empower your financial future today with First National Bank — where North Carolina businesses and entrepreneurs across the Southeast come to grow.

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