Find the best SBA Rates for your industry by searching our SBA Lender Directory

SBARates.com your ultimate directory for Small Business Administration (SBA) loans. Compare current SBA loan rates, explore approved SBA lenders, search by your industry NAICS code, and discover funding options.

First National Bank (SD)

FNBSF provides a full range of commercial banking, consumer banking and wealth management services plus industry leading online and mobile banking solutions

Change of Ownership
Existing or more than 2 years old
Loan Funds will Open Business
Preferred Lenders Program
Startup
# Variable Rates
SBA Loan Approvals as of 6/30/25 10
SBA Loans Total Approval Amount as of 6/30/25 $6,056,600
Average SBA Loan Size as of 6/30/25 $605,660
Average SBA Loan Rate over Prime (Prime is 7%) 1.23

Unlock Your Financial Potential with First National Bank (SD)

First National Bank, headquartered in Sioux Falls, South Dakota, is a trusted community bank dedicated to helping small business owners thrive. With decades of experience in commercial and SBA lending, the bank offers tailored, government-backed financing solutions designed to help entrepreneurs expand, invest, and succeed in the region’s growing economy.

Key Features of First National Bank

  • Comprehensive Business Banking: Business checking and savings accounts, merchant services, and treasury management tools designed to make daily operations seamless.
  • SBA Loan Expertise: First National Bank actively participates in the SBA 7(a) and 504 loan programs — helping small businesses secure affordable, government-backed financing for working capital, real estate purchases, and equipment.
  • Local Decision-Making: Lending decisions are made by experienced bankers in South Dakota, ensuring quick responses and personalized service.
  • Flexible Financing Options: In addition to SBA programs, the bank provides term loans, business lines of credit, and commercial real estate financing to meet diverse business needs.
  • Commitment to Community Growth: Deeply rooted in South Dakota, First National Bank reinvests in local businesses and supports community development through education, volunteerism, and small business partnerships.

Why Choose First National Bank for SBA Loans?

First National Bank combines relationship-driven banking with proven SBA program expertise. Its business banking team understands the challenges of entrepreneurship and works one-on-one with clients to structure the right loan for their goals. Whether you’re purchasing property, expanding operations, or starting a new venture, First National Bank provides the experience, resources, and guidance to help you grow with confidence.

How to Get Started

Ready to grow your business with an SBA loan or other financing solution? Visit the First National Bank Business Banking page to explore available SBA programs, review eligibility, and connect with a local lending expert.

Empower your financial future today with First National Bank — where South Dakota businesses come to grow.

Industry