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First Port City Bank (FL)

First Port City Bank (FL)

First Port City Bank is your trusted bank for personal and business checking, savings, mortgages, loans and more with branch locations in Florida and Georgia.

Change of Ownership
Existing or more than 2 years old
Fixed Rates
Loan Funds will Open Business
New Business or 2 years or less
# Preferred Lenders Program
# Startup
# Variable Rates
SBA Loan Approval Count : 10
SBA Loans Total Approval Amount YTD: $15,111,700
Average SBA Loan Size: $1,511,170
Average SBA Loan Rate over Prime (this number plus current prime rate): 1.75
First Port City Bank (FL)

Unlock Your Financial Potential with First Port City Bank (FL)

First Port City Bank, headquartered in Bainbridge, Georgia with locations in Florida, is a nationally recognized SBA Preferred Lender focused on helping small businesses access affordable, flexible financing. With decades of experience in SBA and USDA lending, the bank is committed to helping entrepreneurs and business owners achieve success through personalized service and fast decision-making.

Key Features of First Port City Bank

  • SBA Preferred Lender Expertise: As an SBA Preferred Lender, First Port City Bank provides expedited processing for SBA 7(a), 504, and SBA Express loans. These programs can be used for working capital, equipment purchases, business acquisitions, and commercial real estate financing.
  • Nationwide SBA Lending: While headquartered in the Southeast, First Port City Bank lends to small businesses nationwide, offering competitive rates and quick turnaround times.
  • Comprehensive Business Banking: Full-service business checking and savings accounts, treasury management, and merchant services — all designed to simplify daily business operations.
  • Industry-Specific Experience: The bank serves diverse sectors including professional services, retail, hospitality, and agriculture, tailoring SBA loan solutions to meet each industry’s needs.
  • Community Commitment: A mission-driven bank that invests in local economic development, job creation, and small business empowerment throughout Florida, Georgia, and beyond.

Why Choose First Port City Bank for SBA Loans?

First Port City Bank is consistently ranked among the top community bank SBA lenders in the nation. Its dedicated SBA team delivers personalized guidance through every stage of the loan process — ensuring transparency, speed, and support from application to funding. Whether you’re purchasing property, expanding your company, or launching a new venture, First Port City Bank provides the capital and expertise to help you succeed.

How to Get Started

Ready to grow your business with an SBA loan or other financing solution? Visit the First Port City Bank SBA Lending page to explore available programs, review eligibility, and connect with an SBA lending expert.

Empower your financial future today with First Port City Bank — where small businesses across Florida and the Southeast come to grow.

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SBA Loan Approval Count : 20
SBA Loans Total Approval Amount YTD: $2,057,500
Average SBA Loan Size: $102,875
Average SBA Loan Rate over Prime (this number plus current prime rate): 2.95
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SBA Loan Approval Count : 72
SBA Loans Total Approval Amount YTD: $25,639,000
Average SBA Loan Size: $356,097
Average SBA Loan Rate over Prime (this number plus current prime rate): 1.975
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Existing or more than 2 years old
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SBA Loan Approval Count : 18
SBA Loans Total Approval Amount YTD: $16,061,000
Average SBA Loan Size: $892,278
Average SBA Loan Rate over Prime (this number plus current prime rate): 2.61
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