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Genesee Regional Bank (NY)

Genesee Regional Bank (NY)

A community bank, Genesee Regional Bank (GRB) provides Central & Western NY with local commercial bank, home mortgage & retail bank services.

Change of Ownership
Existing or more than 2 years old
Fixed Rates
Loan Funds will Open Business
New Business or 2 years or less
# Preferred Lenders Program
# SBA Express Program
# Startup
# Variable Rates
SBA Loan Approvals as of Fiscal Year End 2025 24
SBA Loans Total Approval Amount as of Fiscal Year End 2025 $12,118,200
Average SBA Loan Size as of Fiscal Year End 2025 $504,925
Average SBA Loan Rate over Prime (Prime is 6.75%) 0.90
Genesee Regional Bank (NY)

Unlock Your Financial Potential with Genesee Regional Bank (NY)

Genesee Regional Bank (GRB), headquartered in Rochester, New York, is a leading community bank recognized for its strong commitment to small business success. As an experienced SBA lender, GRB provides flexible, government-backed financing designed to help entrepreneurs launch, expand, and strengthen their businesses throughout Upstate New York.

Key Features of Genesee Regional Bank

  • Comprehensive Business Banking: Business checking and savings accounts, merchant services, cash management, and online banking tools to streamline your company’s operations.
  • SBA Loan Expertise: GRB offers SBA 7(a) and 504 loan programs that provide affordable, long-term financing for working capital, equipment, real estate purchases, and business acquisitions.
  • Local Decision-Making: Lending decisions are made locally by experienced New York-based bankers who understand regional markets and industries.
  • Tailored Commercial Lending: In addition to SBA programs, GRB offers business term loans, lines of credit, and real estate financing built around each business’s goals.
  • Community Commitment: Deeply rooted in Rochester and the Finger Lakes region, GRB actively supports local businesses, job creation, and community revitalization.

Why Choose Genesee Regional Bank for SBA Loans?

GRB combines small-bank service with big-bank expertise. Its SBA lending team works closely with business owners to simplify the application process, providing fast turnaround times, clear communication, and flexible loan structures. Whether you’re purchasing a building, expanding operations, or launching a new venture, GRB offers the financial partnership and local expertise you need to succeed.

How to Get Started

Ready to grow your business with an SBA loan or other financing solution? Visit the Genesee Regional Bank Business Banking page to explore available SBA programs, review eligibility, and connect with a local SBA lending expert.

Empower your financial future today with Genesee Regional Bank — where New York businesses come to grow.

Industry