Find the best SBA Rates for your industry by searching our SBA Lender Directory

SBARates.com is a data-driven SBA lending intelligence platform. The site provides industry-specific lending insights, lender analytics, approval trends, and average SBA 7(a) loan rates to help entrepreneurs research SBA lenders and prepare for funding.

SBA Loan Approvals as of Fiscal Year End 2025 17
SBA Loans Total Approval Amount as of Fiscal Year End 2025 $15,517,100
Average SBA Loan Size as of Fiscal Year End 2025 $912,771
Average SBA Loan Rate over Prime (Prime is 6.75%) 2.00
Grow America Fund, Incorporated (NY)

Unlock Your Financial Potential with Grow America Fund, Incorporated (NY)

Grow America Fund, Inc. (GAF), headquartered in New York, New York, is a mission-driven Community Development Financial Institution (CDFI) and national SBA lending affiliate of the National Development Council (NDC). As one of the country’s leading nonprofit SBA lenders, Grow America Fund provides affordable, government-backed financing to help small businesses grow, create jobs, and strengthen underserved communities across the United States.

Key Features of Grow America Fund, Inc.

  • Mission-Focused Lending: GAF was created to bridge capital gaps for small businesses that may not qualify for traditional bank loans — focusing on community impact, job creation, and equitable access to funding.
  • SBA Loan Expertise: GAF specializes in SBA 7(a), 504, and Community Advantage loans — offering up to $5 million in long-term, fixed-rate financing for working capital, real estate, and equipment.
  • National Reach with Local Partnerships: Operating in partnership with local governments and economic development organizations, GAF supports small businesses nationwide, particularly in low-to-moderate income and minority communities.
  • Flexible Credit Approach: As a nonprofit lender, GAF evaluates businesses holistically — emphasizing cash flow and community impact over credit scores or collateral strength alone.
  • Commitment to Inclusive Growth: GAF prioritizes financing for women-owned, minority-owned, and veteran-owned businesses, empowering a diverse new generation of entrepreneurs.

Why Choose Grow America Fund for SBA Loans?

Grow America Fund stands apart from traditional banks through its mission-driven approach and national SBA expertise. Its lending team provides hands-on support from application through closing — ensuring that small business owners get the resources and guidance they need to thrive. Whether you’re expanding operations, purchasing equipment, or creating jobs in your community, GAF delivers flexible capital with a purpose.

How to Get Started

Ready to take your business to the next level with an SBA loan? Visit the Grow America Fund page to learn more about available programs, eligibility requirements, and how to connect with a local lending officer.

Empower your financial future today with Grow America Fund, Inc. — where mission meets opportunity for America’s small businesses.

Industry