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Heritage Bank Inc (KY)

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7a General
Change of Ownership
Existing or more than 2 years old
Loan Funds will Open Business
New Business or 2 years or less
# Preferred Lenders Program
# Startup
# Variable Rates
SBA Loan Approvals as of 6/30/25 162
SBA Loans Total Approval Amount as of 6/30/25 $108,241,700
Average SBA Loan Size as of 6/30/25 $668,159
Average SBA Loan Rate over Prime (Prime is 7%) 3.19

Unlock Your Financial Potential with Heritage Bank, Inc. (KY)

Heritage Bank, Inc., headquartered in Burlington, Kentucky, is a community-focused financial institution dedicated to helping small and mid-sized businesses thrive across Northern Kentucky and the Greater Cincinnati area. Through personalized service and flexible financing options — including SBA-backed loans — Heritage Bank empowers local entrepreneurs to achieve their financial goals and strengthen their communities.

Key Features of Heritage Bank, Inc.

  • Comprehensive Business Banking: Full-service business checking and savings accounts, treasury management, merchant services, and mobile banking tools for efficient day-to-day operations.
  • SBA Loan Programs: Heritage Bank participates in SBA 7(a) and 504 programs, providing affordable, government-backed financing for working capital, equipment purchases, business acquisitions, and commercial real estate.
  • Local Decision-Making: Lending decisions are made by experienced Kentucky-based bankers who understand local industries and business challenges, ensuring fast turnaround and flexible solutions.
  • Customized Lending Solutions: In addition to SBA programs, Heritage Bank offers commercial term loans, lines of credit, and real estate financing tailored to each client’s growth strategy.
  • Commitment to Community Growth: Deeply rooted in the region, Heritage Bank actively supports local businesses, nonprofits, and community initiatives that drive economic development and create opportunity.

Why Choose Heritage Bank, Inc. for SBA Loans?

Heritage Bank brings together decades of community banking experience and SBA lending expertise to help entrepreneurs succeed. Its team works closely with borrowers from application to funding, offering competitive terms, transparent communication, and a true partnership approach. Whether you’re purchasing a building, expanding your operations, or refinancing debt, Heritage Bank provides the financial foundation to help your business grow.

How to Get Started

Ready to explore SBA financing or other business loan options? Visit the Heritage Bank Business Lending page to learn more about available SBA programs, eligibility, and how to connect with a local business lending specialist.

Empower your financial future today with Heritage Bank, Inc. — where Kentucky businesses find trusted partners for growth and prosperity.

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