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Magnifi Financial CU (MN)
Magnifi Financial is a member owned, not-for-profit financial cooperative in Minnesota that provides low cost loans, checking, savings, online services and more.
Unlock Your Financial Potential with Magnifi Financial Credit Union (MN)
Magnifi Financial Credit Union, headquartered in Melrose, Minnesota, is a member-owned financial cooperative dedicated to supporting small business growth across Central and Greater Minnesota. Through a combination of SBA-backed loans and flexible commercial lending solutions, Magnifi Financial empowers entrepreneurs to launch, expand, and strengthen their businesses with confidence.
Key Features of Magnifi Financial CU
- Business Banking Made Simple: Business checking and savings accounts, merchant services, ACH tools, payroll support, and user-friendly digital banking for everyday financial management.
- SBA Loan Programs: As a participating SBA lender, Magnifi Financial offers SBA 7(a) and 504 loans that provide long-term, affordable financing for real estate, equipment, and working capital.
- Commercial Lending Options: Beyond SBA, the credit union provides lines of credit, commercial vehicle loans, and term financing to support expansion and operational needs.
- Local Decision-Making: Lending decisions are made by experienced Minnesota-based credit union professionals who understand the regional economy and business landscape.
- Member-Owned Advantages: As a not-for-profit cooperative, Magnifi reinvests earnings into lower rates, fewer fees, and stronger local community support.
Why Choose Magnifi Financial CU for SBA Loans?
Magnifi Financial offers a collaborative, relationship-driven lending experience grounded in community values. Their SBA and commercial lending teams help business owners evaluate options, streamline the application process, and secure financing tailored to long-term business goals. Whether you're growing operations, purchasing equipment, or acquiring commercial property, Magnifi Financial provides the capital and personal guidance to help your business thrive.
How to Get Started
Ready to explore SBA financing or business lending solutions? Visit the
Magnifi Financial Business Lending page
to review program options and connect with a business lending specialist.
Empower your financial future today with Magnifi Financial Credit Union — where Minnesota entrepreneurs find trusted partners for sustainable growth and community-focused success.
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