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Maine Community Bank (ME)

Maine Community Bank is a mutually-owned, full-service community bank, committed to serving our Maine communities exceptionally.

Existing or more than 2 years old
Fixed Rates
Loan Funds will Open Business
New Business or 2 years or less
Preferred Lenders Program
# SBA Express Program
# Startup
# Variable Rates
SBA Loan Approvals as of 6/30/25 39
SBA Loans Total Approval Amount as of 6/30/25 $12,628,400
Average SBA Loan Size as of 6/30/25 $323,805
Average SBA Loan Rate over Prime (Prime is 7%) 0.44
Maine Community Bank (ME)

Unlock Your Financial Potential with Maine Community Bank (ME)

Maine Community Bank, headquartered in Biddeford, Maine, is a trusted community-focused financial institution serving small businesses across Southern and Coastal Maine. Through its SBA lending programs and local decision-making approach, Maine Community Bank provides flexible financing solutions that help entrepreneurs start, grow, and expand with confidence.

Key Features of Maine Community Bank

  • Full-Service Business Banking: Business checking, savings, cash management tools, merchant services, and online banking designed to simplify financial operations.
  • SBA Loan Programs: As an active SBA lender, Maine Community Bank offers SBA 7(a) and 504 loans for working capital, equipment purchases, business expansion, and commercial real estate acquisition.
  • Local Lending Expertise: Lending decisions are made by experienced Maine-based bankers who understand regional industries such as trades, retail, hospitality, manufacturing, and professional services.
  • Commercial Lending Solutions: The bank also provides term loans, commercial mortgages, and business lines of credit tailored to business growth needs.
  • Deep Community Commitment: Maine Community Bank is known for local reinvestment, charitable support, and a mission focused on strengthening the businesses that fuel Maine’s economy.

Why Choose Maine Community Bank for SBA Loans?

Maine Community Bank blends small-town accessibility with strong commercial lending expertise. Business owners benefit from responsive communication, thoughtful guidance, and financing solutions structured around real business conditions — not rigid corporate templates. Whether you’re opening a new location, acquiring equipment, or investing in long-term property, Maine Community Bank provides the partnership and support needed to move forward.

How to Get Started

Ready to explore SBA or commercial financing options? Visit the
Maine Community Bank Business Lending page
to connect with a local SBA lending professional.

Empower your financial future today with Maine Community Bank — where Maine entrepreneurs find trusted partners for sustainable growth, community connection, and long-term success.

Industry