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SBARates.com is a data-driven SBA lending intelligence platform. The site provides industry-specific lending insights, lender analytics, approval trends, and average SBA 7(a) loan rates to help entrepreneurs research SBA lenders and prepare for funding.

SBA Loan Approvals as of Fiscal Year End 2025 40
SBA Loans Total Approval Amount as of Fiscal Year End 2025 $12,945,900
Average SBA Loan Size as of Fiscal Year End 2025 $323,648
Average SBA Loan Rate over Prime (Prime is 6.75%) 2.72
Merchants & Marine Bank (MS)

Unlock Your Financial Potential with Merchants & Marine Bank (MS)

Merchants & Marine Bank, headquartered in Pascagoula, Mississippi, is a community-focused bank dedicated to strengthening local businesses across the Mississippi Gulf Coast and Southern Alabama regions. Through SBA-backed loans and flexible commercial financing options, the bank helps entrepreneurs secure the capital they need to launch, expand, and thrive.

Key Features of Merchants & Marine Bank

  • Full Business Banking Services: Business checking, savings, merchant processing, remote deposit, and online banking to streamline your daily operations.
  • SBA Loan Programs: Merchants & Marine Bank participates in SBA 7(a) lending — offering long-term, affordable financing for working capital, equipment, business expansion, and commercial real estate.
  • Commercial Lending Expertise: In addition to SBA loans, the bank offers commercial real estate loans, lines of credit, term loans, and construction financing for growing companies.
  • Local Market Knowledge: Lending decisions are made by experienced bankers who understand the Gulf Coast’s industries, including hospitality, marine services, contracting, healthcare, and retail.
  • Community Commitment: With roots tracing back to 1899, the bank remains committed to reinvesting in local economies and supporting small business growth.

Why Choose Merchants & Marine Bank for SBA Loans?

Merchants & Marine Bank offers the personal service of a community bank with the financial expertise to help business owners navigate the SBA process confidently. Their lending team works closely with entrepreneurs to structure loans based on real business needs — ensuring clarity, flexibility, and long-term success.

Whether you’re expanding your facility, purchasing equipment, improving cash flow, or investing in commercial property, Merchants & Marine Bank provides the partnership and capital to move your business forward.

How to Get Started

Ready to explore SBA or business lending solutions? Visit the
Merchants & Marine Bank Business Services page
to learn more and connect with a commercial lending specialist.

Empower your financial future today with Merchants & Marine Bank — where local businesses find trusted partners for sustainable growth and opportunity.

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