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Merchants & Marine Bank (MS)

SBA Loan Approvals as of Fiscal Year End 2025 40
SBA Loans Total Approval Amount as of Fiscal Year End 2025 $12,945,900
Average SBA Loan Size as of Fiscal Year End 2025 $323,648
Average SBA Loan Rate over Prime (Prime is 6.75%) 2.72
Merchants & Marine Bank (MS)

Unlock Your Financial Potential with Merchants & Marine Bank (MS)

Merchants & Marine Bank, headquartered in Pascagoula, Mississippi, is a community-focused bank dedicated to strengthening local businesses across the Mississippi Gulf Coast and Southern Alabama regions. Through SBA-backed loans and flexible commercial financing options, the bank helps entrepreneurs secure the capital they need to launch, expand, and thrive.

Key Features of Merchants & Marine Bank

  • Full Business Banking Services: Business checking, savings, merchant processing, remote deposit, and online banking to streamline your daily operations.
  • SBA Loan Programs: Merchants & Marine Bank participates in SBA 7(a) lending — offering long-term, affordable financing for working capital, equipment, business expansion, and commercial real estate.
  • Commercial Lending Expertise: In addition to SBA loans, the bank offers commercial real estate loans, lines of credit, term loans, and construction financing for growing companies.
  • Local Market Knowledge: Lending decisions are made by experienced bankers who understand the Gulf Coast’s industries, including hospitality, marine services, contracting, healthcare, and retail.
  • Community Commitment: With roots tracing back to 1899, the bank remains committed to reinvesting in local economies and supporting small business growth.

Why Choose Merchants & Marine Bank for SBA Loans?

Merchants & Marine Bank offers the personal service of a community bank with the financial expertise to help business owners navigate the SBA process confidently. Their lending team works closely with entrepreneurs to structure loans based on real business needs — ensuring clarity, flexibility, and long-term success.

Whether you’re expanding your facility, purchasing equipment, improving cash flow, or investing in commercial property, Merchants & Marine Bank provides the partnership and capital to move your business forward.

How to Get Started

Ready to explore SBA or business lending solutions? Visit the
Merchants & Marine Bank Business Services page
to learn more and connect with a commercial lending specialist.

Empower your financial future today with Merchants & Marine Bank — where local businesses find trusted partners for sustainable growth and opportunity.

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