Find the best SBA Rates for your industry by searching our SBA Lender Directory
SBARates.com is a data-driven SBA lending intelligence platform. The site provides industry-specific lending insights, lender analytics, approval trends, and average SBA 7(a) loan rates to help entrepreneurs research SBA lenders and prepare for funding.
Monterey County Bank (CA)
Unlock Your Financial Potential with Monterey County Bank (CA)
Monterey County Bank, headquartered in Monterey, California, is the #1 SBA lender on the Central Coast and one of the most experienced small-business banks in the region. With decades of SBA lending expertise, the bank focuses on helping local entrepreneurs access the capital they need to launch, expand, or strengthen their businesses.
From hospitality to agriculture, retail to professional services, Monterey County Bank provides trusted SBA-backed financing tailored to the unique business landscape of Monterey County and the surrounding areas.
Key Features of Monterey County Bank
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Full-Service Business Banking
Business checking and savings accounts, merchant services, treasury management, and online banking tools designed to help small businesses operate efficiently. -
Top SBA Lending Expertise
As the Central Coast’s leading SBA lender, Monterey County Bank offers:- SBA 7(a) Loans
- SBA 504 Loans (in partnership with certified development companies)
- SBA Express Loans
Perfect for financing working capital, business acquisitions, commercial real estate, expansions, and equipment purchases.
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Local Decision-Making
All lending decisions are made locally by bankers who understand the regional economy—from agriculture and tourism to healthcare and retail. -
Dedicated SBA Specialists
Monterey County Bank’s team is recognized for deep SBA knowledge, personalized guidance, and a streamlined application and approval process. -
Community Commitment
As a true community bank, it reinvests in local businesses and supports regional economic growth initiatives that strengthen Monterey County.
Why Choose Monterey County Bank for SBA Loans?
Monterey County Bank has built its reputation on SBA lending excellence. As one of California’s most consistent SBA performers, it provides small businesses with competitive terms, faster decision-making, and a hands-on, relationship-driven approach.
Whether you're purchasing a commercial building, refinancing debt, or expanding a long-standing family business, Monterey County Bank offers the expertise, transparency, and local commitment needed to help your business thrive.
How to Get Started
Ready to grow your business with an SBA loan or other financing solution? Visit the
Monterey County Bank SBA Lending Page
to explore available loan programs, review eligibility, and connect with a trusted SBA lending expert.
Empower your financial future today with Monterey County Bank — where Central Coast entrepreneurs find a dedicated partner for long-term growth and financial success.
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