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Mountain America FCU (UT)

All Other Amusement and Recreation Industries All Other Miscellaneous Fabricated Metal Product Manufacturing All Other Personal Services All Other Professional, Scientific, and Technical Services All Other Specialty Trade Contractors All Other Support Services All Other Traveler Accommodation Baked Goods Stores Barber Shops Beauty Salons Breweries Child Day Care Services Commercial Screen Printing Commercial and Industrial Machinery and Equipment (except Automotive a Commercial and Institutional Building Construction Drinking Places (Alcoholic Beverages) Electrical Contractors Engineering Services Fitness and Recreational Sports Centers Flooring Contractors Full-Service Restaurants General Freight Trucking, Local Industrial Supplies Merchant Wholesalers Insurance Agencies and Brokerages Interior Design Services Lessors of Miniwarehouses and Self-Storage Units Limited-Service Restaurants Meat and Meat Product Merchant Wholesalers New Single-Family Housing Construction (except Operative Builders) Offices of All Other Miscellaneous Health Practitioners Offices of Chiropractors Offices of Mental Health Practitioners (except Physicians) Offices of Physical, Occupational and Speech Therapists, and Audiologi Offices of Real Estate Agents and Brokers Other Activities Related to Real Estate Other Individual and Family Services Other Miscellaneous Durable Goods Merchant Wholesalers Other Scientific and Technical Consulting Services Other Specialized Design Services Painting and Wall Covering Contractors Plumbing, Heating, and Air-Conditioning Contractors Poured Concrete Foundation and Structure Contractors Recreational and Vacation Camps (except Campgrounds) Remediation Services Residential Property Managers Residential Remodelers Roofing Contractors Site Preparation Contractors Structural Steel and Precast Concrete Contractors Temporary Help Services Truck, Utility Trailer, and RV (Recreational Vehicle) Rental and Leasing Used Car Dealers Warm Air Heating and Air-Conditioning Equipment and Supplies Merchant Water Supply and Irrigation Systems Wholesale Trade Agents and Brokers
Change of Ownership
Existing or more than 2 years old
Loan Funds will Open Business
New Business or 2 years or less
Preferred Lenders Program
# SBA Express Program
# Startup
# Variable Rates
SBA Loan Approvals as of 6/30/25 223
SBA Loans Total Approval Amount as of 6/30/25 $62,324,300
Average SBA Loan Size as of 6/30/25 $279,481
Average SBA Loan Rate over Prime (Prime is 7%) 3.52
Mountain America FCU (UT)

Unlock Your Financial Potential with Mountain America Credit Union (UT)

Mountain America Credit Union, headquartered in Sandy, Utah, is one of the largest and most respected credit unions in the western United States. With a strong commitment to helping small businesses grow, MACU provides flexible SBA-backed financing options along with comprehensive business banking solutions that support entrepreneurs across Utah, Idaho, Arizona, Nevada, New Mexico, and beyond.

Key Features of Mountain America Credit Union

  • Full-Service Business Banking: Business checking and savings accounts, merchant services, treasury management, and advanced digital banking tools designed to streamline operations.
  • SBA Loan Programs: As a participating SBA lender, MACU offers SBA 7(a) and 504 loans, providing affordable, long-term financing for working capital, commercial real estate, equipment, and business expansion.
  • Competitive Rates & Flexible Terms: Credit union membership allows MACU to offer lower fees, competitive interest rates, and accessible financing options tailored to growing businesses.
  • Local Expertise: Lending decisions are handled by experienced SBA and commercial loan officers who understand the economic landscape across the Mountain West region.
  • Support for Startups and Established Companies: Whether you’re launching a new venture or expanding an existing business, MACU provides programs and guidance to support every stage of growth.

Why Choose Mountain America Credit Union for SBA Loans?

Mountain America delivers the perfect balance of personalized service and financial strength. With its robust SBA lending programs, flexible credit union advantages, and a dedicated team of business experts, MACU helps entrepreneurs secure the capital they need with confidence. Whether you’re purchasing a building, upgrading equipment, or hiring additional staff, Mountain America Credit Union provides the support and financing to move your business forward.

How to Get Started

Ready to grow your business with an SBA loan or other financing solution? Visit the
Mountain America Credit Union Business Lending Page
to explore available programs, review eligibility, and connect with a business lending specialist.

Empower your financial future today with Mountain America Credit Union — where small business owners across the Mountain West find trusted financial partners for long-term success.

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