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OakStar Bank (MO)

OakStar Bank in Missouri, Kansas, and Colorado offers checking and savings accounts, CDs, personal loans, auto loans, mortgages, and more. Explore today.

7a General
7a with WCP
Change of Ownership
Existing or more than 2 years old
Fixed Rates
# Loan Funds will Open Business
# New Business or 2 years or less
# Preferred Lenders Program
# Startup
# Variable Rates
SBA Loan Approvals as of 6/30/25 132
SBA Loans Total Approval Amount as of 6/30/25 $80,224,700
Average SBA Loan Size as of 6/30/25 $607,763
Average SBA Loan Rate over Prime (Prime is 7%) 2.48
OakStar Bank (MO)

Unlock Your Financial Potential with OakStar Bank (MO)

OakStar Bank, headquartered in Springfield, Missouri, is a relationship-driven community bank known for its commitment to local businesses and personalized lending solutions. As a participating SBA lender, OakStar Bank provides flexible, government-backed financing programs to help small business owners access affordable capital for expansion, real estate, equipment, or working capital needs.

Key Features of OakStar Bank

  • Comprehensive Business Banking: Offering business checking and savings, treasury services, merchant solutions, and advanced digital banking tools tailored for small and growing companies.
  • SBA Loan Programs: OakStar Bank participates in SBA 7(a) and 504 programs — providing long-term, low down payment financing options for commercial real estate, business acquisitions, equipment, and more.
  • Local Decision-Making: Lending decisions are made by Missouri-based bankers who understand regional industries, including construction, professional services, retail, manufacturing, and hospitality.
  • Experienced Commercial Lending Team: OakStar’s business and SBA specialists provide hands-on support throughout the application and approval process, ensuring a smooth and efficient experience.
  • Community Commitment: The bank is deeply committed to supporting economic development, job creation, and entrepreneurship throughout Southwest Missouri and surrounding markets.

Why Choose OakStar Bank for SBA Loans?

OakStar Bank combines the responsiveness of a community bank with the capabilities of a seasoned commercial lender. Entrepreneurs benefit from personalized service, competitive loan terms, and quicker decisions — all backed by SBA’s government-guaranteed programs. Whether you’re expanding facilities, refinancing debt, or purchasing equipment, OakStar Bank provides the partnership and capital needed to fuel long-term business growth.

How to Get Started

Ready to move your business forward with an SBA loan or other financing solution? Visit the
OakStar Bank Business Lending page to explore your options, review eligibility, and connect with a local lending expert.

Empower your financial future today with OakStar Bank — where Missouri business owners find trusted partners for stability, growth, and long-term success.

Industry