Find the best SBA Rates for your industry by searching our SBA Lender Directory

SBARates.com is a data-driven SBA lending intelligence platform. The site provides industry-specific lending insights, lender analytics, approval trends, and average SBA 7(a) loan rates to help entrepreneurs research SBA lenders and prepare for funding.

SBA Loan Approvals as of Fiscal Year End 2025 130
SBA Loans Total Approval Amount as of Fiscal Year End 2025 $223,330,500
Average SBA Loan Size as of Fiscal Year End 2025 $1,717,927
Average SBA Loan Rate over Prime (Prime is 6.75%) 1.36
Open Bank (CA)

Unlock Your Financial Potential with Open Bank (CA)

Open Bank, headquartered in Los Angeles, California, is a nationally recognized SBA Preferred Lender known for its deep commitment to small business growth. With a strong focus on relationship banking and a proven SBA lending team, Open Bank delivers competitive, government-backed financing solutions that help entrepreneurs across California and the U.S. expand with confidence.

Key Features of Open Bank

  • Full-Service Business Banking
    From checking and savings accounts to merchant services, treasury management, and digital banking tools, Open Bank supports your business at every stage.

  • SBA Loan Programs
    As an SBA Preferred Lender, Open Bank offers:

    • SBA 7(a) loans for working capital, business acquisition, partner buyout, equipment, and real estate.
    • SBA 504 loans for fixed-asset purchases including commercial real estate and heavy equipment.
    • SBA Express options for faster approvals and smaller financing needs.
  • Industry Expertise
    Strong lending experience across industries such as professional services, healthcare, retail, wholesale trading, real estate investors, franchises, and more.

  • Local Decision-Making
    Decisions are made by experienced Southern California banking professionals who understand the region’s business environment and community needs.

  • Commitment to Community
    Open Bank supports local nonprofits, small business development, and community-focused initiatives across Los Angeles and Orange County.

Why Choose Open Bank for SBA Loans?

Open Bank combines personal, relationship-driven service with the speed and efficiency of an SBA Preferred Lender. Their experienced SBA team guides borrowers through the process, helping structure loans with flexible terms, competitive rates, and streamlined approvals.

Whether you're expanding locations, purchasing real estate, refinancing debt, or acquiring a business, Open Bank delivers the experience, transparency, and financing power needed to reach your goals.

How to Get Started

Ready to secure an SBA loan or explore other business financing solutions? Visit the
Open Bank Business & SBA Lending page
to learn more about available programs and connect directly with an SBA lending specialist.

Empower your financial future today with Open Bank — where California entrepreneurs and business owners nationwide find trusted partners for long-term success.

Industry