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SBA Loan Approvals as of 6/30/25 93
SBA Loans Total Approval Amount as of 6/30/25 $20,366,000
Average SBA Loan Size as of 6/30/25 $218,989
Average SBA Loan Rate over Prime (Prime is 7%) 1.14
Oriental Bank (PR)

Unlock Your Financial Potential with Oriental Bank (PR)

Oriental Bank, headquartered in San Juan, Puerto Rico, is one of the island’s largest and most trusted financial institutions. With deep local roots and extensive business-lending experience, Oriental Bank provides SBA-backed financing solutions built to help Puerto Rican entrepreneurs access the capital they need for stability, expansion, and long-term success.

As a participating SBA lender, Oriental offers flexible, government-backed programs tailored for small businesses across the island’s diverse economy — from retail and hospitality to manufacturing, healthcare, and logistics.

Key Features of Oriental Bank

  • Full-Service Business Banking: Business checking and savings accounts, treasury management, merchant processing, and digital banking solutions designed to streamline daily operations.
  • SBA Loan Programs: Oriental Bank provides SBA 7(a) and 504 lending options that offer long-term, low down payment financing for commercial real estate, equipment, inventory, and working capital.
  • Local Expertise: Decisions are made by Puerto Rico–based banking professionals who understand the unique business climate, regulatory landscape, and economic opportunities across the island.
  • Commercial Lending Strength: Oriental Bank provides term loans, credit lines, and commercial real estate financing in addition to SBA programs, supporting both small and mid-sized businesses.
  • Community-Focused Mission: Oriental Bank is committed to driving economic development, investing in local businesses, and helping foster sustainable growth throughout Puerto Rico.

Why Choose Oriental Bank for SBA Loans?

Oriental Bank blends the resources of a leading financial institution with the hands-on service of a community-focused lender. Its SBA loan specialists work closely with business owners to simplify the application process, structure financing that meets their goals, and deliver competitive terms. Whether you're launching a new venture, expanding production, or investing in property, Oriental offers the guidance, speed, and capital your business needs.

How to Get Started

Ready to take the next step with an SBA loan or other business financing solution? Visit the
Oriental Bank Business Lending page
to explore available SBA programs, review eligibility, and connect with a commercial lending expert.

Empower your financial future today with Oriental Bank — where Puerto Rico’s entrepreneurs find trusted partners for growth, opportunity, and long-term success.

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