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SBA Loan Approvals as of 6/30/25 54
SBA Loans Total Approval Amount as of 6/30/25 $8,719,300
Average SBA Loan Size as of 6/30/25 $161,469
Average SBA Loan Rate over Prime (Prime is 7%) 2.30
PeopleFund (TX)

Unlock Your Financial Potential with PeopleFund (TX)

PeopleFund is a Texas-based nonprofit Community Development Financial Institution (CDFI) dedicated to expanding access to capital for underserved small business owners. With a mission-driven approach and deep community roots, PeopleFund provides fair, flexible financing—including SBA loan programs—to help entrepreneurs start, grow, and scale their businesses.

Key Features of PeopleFund

  • Mission-Based Business Lending: PeopleFund focuses on serving underserved communities, including women, veterans, minorities, low-income entrepreneurs, and early-stage businesses that may not qualify for traditional bank financing.
  • SBA Loan Expertise: PeopleFund is an SBA-approved lender offering SBA Microloans and SBA Community Advantage loans. These programs provide accessible, government-backed funding for startups and growing businesses needing working capital, equipment, inventory, or expansion capital.
  • Flexible Business Loans: Beyond SBA programs, PeopleFund offers direct small business loans with competitive rates, longer terms, and flexible underwriting criteria designed to support entrepreneurs who face barriers at traditional banks.
  • Education & Business Support: PeopleFund provides free business coaching, mentoring, financial education, credit counseling, and strategic planning resources to help entrepreneurs build sustainable companies.
  • Specialty Programs for Veterans & Women: Through initiatives like “PeopleVet” and “Women’s Business Assistance,” the organization offers targeted training, mentorship, and financing tailored to specific communities.
  • Commitment to Community Impact: As a CDFI, PeopleFund reinvests in local Texas communities, supports economic development, and champions inclusive entrepreneurship statewide.

Why Choose PeopleFund for SBA Loans?

PeopleFund stands out as one of Texas’s most impactful SBA mission-driven lenders. Because they specialize in serving entrepreneurs who may be denied by traditional banks, their lending process is more flexible, personalized, and supportive. With SBA Microloans up to $50,000 and Community Advantage loans for larger needs, PeopleFund ensures that more Texas small businesses gain access to affordable, responsible capital.

Their emphasis on coaching and long-term support—combined with fair lending terms—makes PeopleFund an ideal partner for startups and early-stage businesses building strong financial foundations.

How to Get Started

Ready to secure funding or explore SBA loan opportunities with a mission-driven Texas lender? Visit the
PeopleFund Small Business Loans page
to review loan programs, eligibility criteria, and training resources. You can also schedule a consultation with a lending specialist who will guide you step-by-step through the application process.

Empower your financial future today with PeopleFund — where Texas entrepreneurs gain the capital, education, and support they need to succeed.

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