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Pinnacle Bank (SC)

Pinnacle Bank (SC)

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7a General
Change of Ownership
Existing or more than 2 years old
Fixed Rates
Loan Funds will Open Business
# New Business or 2 years or less
# Preferred Lenders Program
# SBA Express Program
# Startup
# Variable Rates
SBA Loan Approvals as of 6/30/25 119
SBA Loans Total Approval Amount as of 6/30/25 $137,816,200
Average SBA Loan Size as of 6/30/25 $1,158,119
Average SBA Loan Rate over Prime (Prime is 7%) 1.89
Pinnacle Bank (SC)

Unlock Your Financial Potential with Pinnacle Bank (SC)

Pinnacle Bank, serving communities across Georgia and parts of South Carolina, is a relationship-focused community bank offering personal service, fast decision-making, and tailored business financing solutions. With deep roots in the Southeast and a commitment to local business development, Pinnacle Bank provides entrepreneurs with the commercial tools and lending programs they need to launch, grow, and succeed.

Key Features of Pinnacle Bank (SC)

  • Comprehensive Business Banking: Pinnacle Bank offers business checking and savings accounts, merchant services, treasury management, ACH and payroll tools, and other services designed to streamline business operations.

  • SBA Loan Participation: Pinnacle Bank participates in SBA lending programs, including SBA 7(a) and 504 loans, through its commercial lending division. Their team helps business owners secure government-backed financing for working capital, equipment purchases, real estate, and business expansion needs.

  • Flexible Commercial Lending: Entrepreneurs can access commercial real estate loans, term loans, operating lines of credit, equipment financing, and construction loans — all with local underwriting and personalized service.

  • Advanced Digital Banking Tools: With Pinnacle Business Online and mobile banking, business owners can securely monitor cash flow, approve transactions, transfer funds, and manage accounts 24/7.

  • Commitment to Community: Pinnacle Bank invests in local Southeast communities, supports regional economic development, and prioritizes hands-on guidance for small-business owners in both Georgia and South Carolina.

Why Choose Pinnacle Bank for SBA Loans?

Pinnacle Bank provides the benefits of a community bank — personal service, local decision-making, and long-term relationship building — combined with the expertise required to support SBA lending.
Whether you’re a startup, growing contractor, retail operator, or professional service firm, Pinnacle’s business bankers work closely with entrepreneurs to simplify the SBA process and tailor financing solutions to the unique needs of South Carolina businesses.

How to Get Started

Ready to grow your business with an SBA loan or another commercial financing option? Visit the
Pinnacle Bank Business Banking page
to explore available services, review SBA loan details, and connect with a business-banking specialist who can guide you through your next steps.

Empower your financial future today with Pinnacle Bank — where South Carolina businesses gain the financial support, capital, and partnership they need to thrive.

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