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PlainsCapital Bank (TX)

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7a General
7a with WCP
Change of Ownership
Existing or more than 2 years old
Fixed Rates
# Loan Funds will Open Business
# New Business or 2 years or less
# Preferred Lenders Program
# SBA Express Program
# Startup
# Variable Rates
SBA Loan Approvals as of 6/30/25 117
SBA Loans Total Approval Amount as of 6/30/25 $42,046,600
Average SBA Loan Size as of 6/30/25 $359,373
Average SBA Loan Rate over Prime (Prime is 7%) 2.82

Unlock Your Financial Potential with PlainsCapital Bank (TX)

PlainsCapital Bank is one of Texas’s largest independent banks, known for its strong statewide presence, local decision-making, and relationship-driven approach. Serving businesses across Texas, PlainsCapital offers a powerful suite of commercial banking tools, competitive lending programs, and access to SBA financing to help entrepreneurs start, grow, and scale their operations.

Key Features of PlainsCapital Bank

  • Full-Service Business Banking: PlainsCapital provides business checking and savings accounts, merchant services, treasury management, payroll solutions, fraud prevention tools, and advanced digital banking designed to streamline your operations.

  • SBA Loan Expertise: PlainsCapital Bank participates in U.S. Small Business Administration lending programs, including SBA 7(a) and 504 loans. Their commercial bankers guide business owners through the SBA process and help secure government-backed funding for working capital, equipment, real estate, expansion, and business acquisition.

  • Robust Commercial Lending: In addition to SBA loans, the bank offers term loans, revolving lines of credit, commercial real estate financing, equipment financing, agriculture loans, and construction loans — all supported by knowledgeable lenders who understand Texas industries.

  • Advanced Digital Tools: The bank’s online and mobile business platforms allow owners to manage cash flow, deposit checks remotely, monitor accounts, send and approve ACH/wires, and access treasury services 24/7.

  • Commitment to Texas Communities: PlainsCapital Bank is deeply invested in the communities it serves — supporting local organizations, building long-term business relationships, and helping fuel economic development throughout the state.

Why Choose PlainsCapital Bank for SBA Loans?

PlainsCapital Bank stands out for its combination of statewide resources, local decision-making, and experienced SBA lending capabilities. Their commercial team understands the unique needs of Texas businesses — from construction and logistics to healthcare, retail, real estate, and professional services.
With competitive rates, personalized loan structuring, and a streamlined SBA process, PlainsCapital helps businesses secure government-backed capital quickly and confidently.

How to Get Started

Ready to fuel your business growth with an SBA loan or another financing solution? Visit the
PlainsCapital Bank Business Banking page
to explore available loan programs, review SBA eligibility, and connect with a Texas-based business-banking specialist who can guide you through the process.

Empower your financial future today with PlainsCapital Bank — where Texas businesses gain the partnership, capital, and expertise they need to thrive.

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