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PNC Bank, National Association (DE)

Administrative Management and General Management Consulting Services All Other Amusement and Recreation Industries All Other Miscellaneous Chemical Product and Preparation Manufacturing All Other Professional, Scientific, and Technical Services All Other Specialty Trade Contractors Asphalt Paving Mixture and Block Manufacturing Automotive Glass Replacement Shops Beauty Salons Breweries Brick, Stone, and Related Construction Material Merchant Wholesalers Cable Networks Child Day Care Services Colleges, Universities, and Professional Schools Commercial Photography Commercial and Institutional Building Construction Computer Systems Design Services Construction and Mining (except Oil Well) Machinery and Equipment Merchants Custom Computer Programming Services Drywall and Insulation Contractors Electrical Contractors Engineering Services Exam Preparation and Tutoring Facilities Support Services Finish Carpentry Contractors Fitness and Recreational Sports Centers Flooring Contractors Food Service Contractors Full-Service Restaurants General Automotive Repair Glass and Glazing Contractors Home Furnishing Merchant Wholesalers Home Health Care Services Human Resources and Executive Search Consulting Services Ice Cream and Frozen Dessert Manufacturing Independent Artists, Writers, and Performers Industrial Machinery and Equipment Merchant Wholesalers Insurance Agencies and Brokerages Janitorial Services Landscape Architectural Services Landscaping Services Limited-Service Restaurants Local Messengers and Local Delivery Machine Shops Machine Tool Manufacturing Motion Picture and Video Production Museums Nail Salons New Single-Family Housing Construction (except Operative Builders) Offices of Certified Public Accountants Offices of Chiropractors Offices of Dentists Offices of Lawyers Offices of Mental Health Practitioners (except Physicians) Offices of Physicians (except Mental Health Specialists) Offices of Real Estate Agents and Brokers Other Accounting Services Other Activities Related to Real Estate Other Computer Related Services Other Foundation, Structure, and Building Exterior Contractors Other Grocery and Related Products Merchant Wholesalers Other Heavy and Civil Engineering Construction Other Scientific and Technical Consulting Services Other Services to Buildings and Dwellings Painting and Wall Covering Contractors Pet Care (except Veterinary) Services Petroleum and Petroleum Products Merchant Wholesalers (except Bulk Stations and Terminals) Plumbing, Heating, and Air-Conditioning Contractors Poured Concrete Foundation and Structure Contractors Recyclable Material Merchant Wholesalers Residential Remodelers Retail Bakeries Roofing Contractors Septic Tank and Related Services Services for the Elderly and Persons with Disabilities Sheet Metal Work Manufacturing Site Preparation Contractors Snack and Nonalcoholic Beverage Bars Sporting and Recreational Goods and Supplies Merchant Wholesalers Sports and Recreation Instruction Turbine and Turbine Generator Set Units Manufacturing Wood Container and Pallet Manufacturing Wood Kitchen Cabinet and Countertop Manufacturing
Change of Ownership
Existing or more than 2 years old
Fixed Rates
Loan Funds will Open Business
New Business or 2 years or less
# Preferred Lenders Program
# SBA Express Program
# Startup
# Variable Rates
SBA Loan Approvals as of 6/30/25 304
SBA Loans Total Approval Amount as of 6/30/25 $86,444,300
Average SBA Loan Size as of 6/30/25 $284,356
Average SBA Loan Rate over Prime (Prime is 7%) 2.38

Unlock Your Financial Potential with PNC Bank, National Association (DE)

PNC Bank, National Association is one of the largest and most trusted financial institutions in the United States. Chartered in Delaware and operating nationwide, PNC delivers a full suite of business banking tools, advanced treasury management, and competitive SBA loan programs that help entrepreneurs launch, expand, and scale their companies with confidence.

Key Features of PNC Bank

  • Full-Service Business Banking: PNC offers multiple business checking and savings options, merchant services, ACH and payment solutions, treasury management, and industry-specific financial tools designed for efficiency and control.

  • SBA Loan Expertise: PNC Bank is an active SBA lender across the country, offering SBA 7(a), SBA Express, and SBA 504 loans. Its SBA financing specialists help business owners secure government-backed funds for working capital, real estate, business acquisition, equipment, and expansion.

  • Robust Commercial Lending Platform: Beyond SBA offerings, PNC provides term loans, revolving lines of credit, commercial real estate financing, asset-based lending, healthcare financing, franchise lending, and equipment finance — tailored to businesses of all sizes.

  • PNC Cash Flow Insight® & Digital Tools: PNC is known for its industry-leading digital banking tools, including Cash Flow Insight®, built to automate invoicing, manage receivables/payables, and provide real-time financial visibility for small and midsize companies.

  • Industry-Focused Business Solutions: PNC serves a variety of verticals including healthcare, professional services, manufacturing, logistics, retail, franchises, real estate investors, and nonprofit organizations.

  • Commitment to Communities Nationwide: PNC supports economic development through grants, community financing, local engagement, and targeted programs that help underserved entrepreneurs gain access to credit and educational resources.

Why Choose PNC Bank for SBA Loans?

PNC Bank offers the scale and technology of a national lender paired with a highly experienced SBA team. As one of the largest SBA participants in the country, PNC provides:

  • Competitive SBA rates and terms
  • Streamlined processing supported by digital tools
  • Industry-specific guidance
  • A nationwide footprint with local relationship managers

Whether you’re purchasing a business, acquiring equipment, expanding to a new location, or refinancing existing debt, PNC’s SBA department provides the expertise and resources to structure the right government-backed solution.

How to Get Started

Ready to grow your business with an SBA loan or another commercial financing option? Visit the
PNC Bank Business Banking page
to review SBA loan programs, compare business accounts, and connect with a business-banking specialist who can guide you through your funding options.

Empower your financial future today with PNC Bank — where entrepreneurs nationwide gain the capital, technology, and partnership they need to succeed.

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