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Ponce Bank (NY)
Discover personalized banking solutions with Ponce Bank, a community-focused financial institution committed to empowering individuals and businesses. Enjoy competitive rates, expert guidance, and a full suite of banking services designed to help you thrive. Visit us at PonceBank.com!
Unlock Your Financial Potential with Ponce Bank (NY)
Ponce Bank is a New York–based, mission-driven community bank and certified Community Development Financial Institution (CDFI). With deep roots in the Bronx and a growing presence across New York City and New Jersey, Ponce Bank is committed to expanding access to capital for small businesses — particularly those in underserved communities.
Through flexible lending programs and SBA participation, Ponce Bank helps entrepreneurs launch, grow, and strengthen their businesses with confidence.
Key Features of Ponce Bank (NY)
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Community-Focused Business Banking: Ponce Bank offers business checking and savings accounts, debit services, online banking, and cash-management tools designed to support small businesses, nonprofits, and local entrepreneurs.
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SBA Loan Participation: Ponce Bank participates in the U.S. Small Business Administration’s SBA 7(a) and SBA 504 programs, helping business owners secure government-backed financing for working capital, real estate, equipment, business acquisition, and expansion.
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Mission-Driven Commercial Lending: As a CDFI, Ponce Bank provides flexible lending options that serve startups, minority-owned businesses, and entrepreneurs who may face challenges qualifying with traditional lenders. Loan offerings include term loans, lines of credit, CRE financing, and micro-loans.
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Special Support for Underserved Businesses: Ponce Bank is nationally recognized for programs targeting MWBE businesses, immigrant-owned businesses, and early-stage entrepreneurs who need guidance, coaching, and accessible loan structures.
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Digital Banking Tools: With Ponce Bank’s online and mobile platforms, business owners can manage accounts, deposit checks, monitor cash flow, and initiate ACH or wire transfers 24/7.
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Community and Economic Impact: As one of the few Latino-founded and CDFI-certified banks in the U.S., Ponce Bank invests heavily in local neighborhoods, economic mobility programs, and community development initiatives throughout NYC.
Why Choose Ponce Bank for SBA Loans?
Ponce Bank’s combination of community focus, CDFI mission, and SBA lending authority makes it a strong partner for small businesses needing government-backed financing.
Entrepreneurs benefit from:
- Flexible underwriting
- Personal guidance throughout the SBA process
- A strong understanding of NYC-area industries
- Support for businesses that may be overlooked by traditional lenders
From bodegas and restaurants to construction firms, medical practices, startups, and service providers, Ponce Bank helps New York entrepreneurs gain the capital they need to grow and compete.
How to Get Started
Ready to explore SBA financing or other commercial lending solutions? Visit the
Ponce Bank Business Banking page
to view loan options, check SBA eligibility, and connect with a business-banking specialist ready to support your goals.
Empower your financial future today with Ponce Bank — where New York entrepreneurs gain mission-driven banking, accessible capital, and a true community partner.
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