Find the best SBA Rates for your industry by searching our SBA Lender Directory

SBARates.com your ultimate directory for Small Business Administration (SBA) loans. Compare current SBA loan rates, explore approved SBA lenders, search by your industry NAICS code, and discover funding options.

SBA Loan Approvals as of 6/30/25 46
SBA Loans Total Approval Amount as of 6/30/25 $46,933,500
Average SBA Loan Size as of 6/30/25 $1,020,293
Average SBA Loan Rate over Prime (Prime is 7%) 1.20
PromiseOne Bank (GA)

Unlock Your Financial Potential with PromiseOne Bank (GA)

PromiseOne Bank is a Georgia-based community bank serving small businesses with personalized service, fast local decision-making, and flexible lending solutions. With branches across the Northeast Atlanta region and deep ties to the local Korean-American business community, PromiseOne Bank provides commercial financing, treasury services, and SBA loan programs that help entrepreneurs launch, grow, and scale their companies.

Key Features of PromiseOne Bank (GA)

  • Full-Service Business Banking: PromiseOne Bank offers business checking and savings accounts, ACH and wire services, merchant services, and cash-management tools tailored to small and midsize companies.

  • SBA Loan Expertise: PromiseOne Bank participates in the U.S. Small Business Administration’s SBA 7(a) and SBA 504 programs. Their commercial lending team helps business owners secure government-backed financing for:

    • Working capital
    • Equipment purchases
    • Business acquisition
    • Owner-occupied commercial real estate
    • Expansion and renovations
  • Commercial Lending Solutions: In addition to SBA loans, PromiseOne Bank offers business term loans, equipment financing, lines of credit, and commercial mortgage loans — all backed by local underwriting and personalized support.

  • Digital Banking & Treasury Tools: Business Online Banking allows entrepreneurs to manage payments, monitor cash flow, initiate ACH and wires, and deposit checks remotely 24/7.

  • Community Commitment: PromiseOne Bank is deeply involved in the Georgia small-business community, supporting minority-owned businesses, new entrepreneurs, and local economic initiatives across Gwinnett County and Metro Atlanta.

Why Choose PromiseOne Bank for SBA Loans?

PromiseOne Bank stands out for its combination of community-bank service and experienced commercial lending capabilities.
Business owners benefit from:

  • Local decision-making
  • Faster SBA processing
  • Multilingual support (English/Korean)
  • Relationship-focused lending
  • Competitive SBA rates and flexible structures

For contractors, restaurateurs, retailers, logistics operators, professional services firms, and startups, PromiseOne Bank offers SBA-backed financing that supports long-term business stability and growth.

How to Get Started

Ready to grow your business with an SBA loan or another financing solution? Visit the
PromiseOne Bank Business Banking page
to explore products, review SBA qualifications, and connect with a Georgia-based business-banking specialist who can guide you through your options.

Empower your financial future today with PromiseOne Bank — where Georgia entrepreneurs gain the partnership, capital, and support they need to thrive.

Industry