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Readycap Lending, LLC (NJ)

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7a General
Change of Ownership
Existing or more than 2 years old
Loan Funds will Open Business
New Business or 2 years or less
# Preferred Lenders Program
# SBA Express Program
# Startup
# Variable Rates
SBA Loan Approvals as of 6/30/25 2,978
SBA Loans Total Approval Amount as of 6/30/25 $1,105,514,100
Average SBA Loan Size as of 6/30/25 $371,227
Average SBA Loan Rate over Prime (Prime is 7%) 4.32
Readycap Lending, LLC (NJ)

Unlock Your Financial Potential with ReadyCap Lending, LLC (NJ)

ReadyCap Lending, LLC — headquartered in New Providence, New Jersey — is one of the nation’s leading non-bank SBA lenders, operating under the Ready Capital family of companies. As a top SBA 7(a) lender, ReadyCap specializes in accessible, flexible government-backed financing designed to help small businesses start, grow, acquire, or expand their operations.

With nationwide reach, streamlined processes, and deep SBA expertise, ReadyCap Lending is built for entrepreneurs looking for fast decisions, specialized support, and competitive long-term financing.

Key Features of ReadyCap Lending, LLC (NJ)

  • Top SBA 7(a) Lender Nationwide
    ReadyCap Lending consistently ranks among the top SBA 7(a) lenders in the United States—originating thousands of government-backed loans across nearly every industry.

  • High-Flexibility SBA Financing
    ReadyCap provides SBA 7(a) loans up to $5 million for:

    • Working capital
    • Business acquisitions
    • Franchise purchases
    • Commercial real estate
    • Equipment
    • Partner buyouts
    • Startups and expansion
  • Fast, Streamlined SBA Process
    As a non-bank lender with dedicated SBA operations, ReadyCap offers:

    • Faster prequalification
    • Industry-specific underwriting
    • Experienced SBA loan specialists
    • National lending coverage
  • Industry-Diverse Lending Expertise
    ReadyCap serves thousands of small businesses across sectors:

    • Contractors
    • Healthcare/medical practices
    • Restaurants & franchises
    • Trucking & logistics
    • Retail & service businesses
    • Professional services
    • Manufacturing
    • Real estate–heavy businesses
  • Flexible Borrower Profiles
    Non-bank SBA lenders can often approve:

    • Lower credit scores
    • Unique cash-flow scenarios
    • Faster-growing businesses
    • Non-collateralized deals
    • Borrowers turned down by banks
  • Nationwide Digital Lending Platform
    Electronic applications, digital document submission, and remote closings simplify the process for busy business owners.

Why Choose ReadyCap Lending for SBA Loans?

ReadyCap Lending is built specifically for SBA financing — meaning entrepreneurs benefit from:

  • A national team of SBA experts
  • More flexible underwriting than banks
  • Competitive long-term rates
  • Fast approvals and funding timelines
  • Deep experience with complex SBA loan structures
  • Strong support for acquisitions and franchise growth

ReadyCap is especially powerful for businesses that may not fit into the tight lending criteria of traditional banks — while still receiving fully compliant SBA 7(a) government-backed financing.

How to Get Started

Ready to secure SBA financing with one of the nation’s top non-bank SBA lenders? Visit the
ReadyCap Lending SBA page
to explore programs, review eligibility, and connect with an SBA loan specialist ready to guide you through every step of the process.

Empower your financial future today with ReadyCap Lending — where entrepreneurs nationwide gain the expertise, capital, and SBA support they need to thrive.

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