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Redwood CU (CA)
Redwood Credit Union has been a trusted, and community focused credit union since 1950. We offer banking services to anyone in the North Bay/SF area.
Unlock Your Financial Potential with Redwood Credit Union (CA)
Redwood Credit Union (RCU) is a California-based, member-owned financial cooperative serving small businesses across the North Bay and Greater San Francisco regions. Known for exceptional service, competitive rates, and a community-first mission, RCU provides the financing, digital tools, and SBA loan programs entrepreneurs need to launch, grow, and thrive.
Key Features of Redwood Credit Union (CA)
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Business Banking Built for Local Entrepreneurs
RCU offers business checking, savings, money market accounts, credit cards, and merchant services designed for small and midsize companies in Northern California. -
SBA Loan Expertise
Redwood Credit Union participates in SBA loan programs, including SBA 7(a) and 504 loans, through its commercial lending division. Business owners can use SBA financing for:- Working capital
- Commercial real estate
- Equipment purchases
- Business expansion
- Business acquisition or partner buyout
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Full Commercial Lending Suite
Beyond SBA programs, RCU provides:- Business term loans
- Lines of credit
- Commercial real estate financing
- Construction loans
- Vehicle and equipment loans
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Competitive Credit Union Advantages
As a member-owned cooperative, RCU often provides:- Lower loan rates
- Fewer fees
- Flexible underwriting
- Personalized, relationship-driven service
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Modern Digital Business Tools
Business members can access:- Online & mobile business banking
- ACH origination & wire transfers
- Remote deposit capture
- Account alerts, budgeting tools, and financial dashboards
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Deep Community Commitment
RCU is a major contributor to local economic development, education programs, and nonprofit initiatives — supporting the long-term success of businesses across Sonoma, Marin, Napa, and surrounding counties.
Why Choose Redwood Credit Union for SBA Loans?
Redwood Credit Union blends the affordability of a credit union with the capabilities of a full commercial lender.
Business owners benefit from:
- SBA participation with competitive rates
- Local underwriting and decision-making
- Member-first service culture
- Flexible terms designed to support long-term financial health
- Special understanding of Northern California markets
For wineries, agricultural businesses, contractors, medical practices, real estate–heavy businesses, restaurants, and local service providers, RCU offers SBA-backed financing that supports sustainable growth.
How to Get Started
Ready to grow your business with an SBA loan or another financing solution? Visit the
Redwood Credit Union Business Banking page
to explore commercial loan options, review SBA eligibility, and connect with a business-lending specialist.
Empower your financial future today with Redwood Credit Union — where California entrepreneurs gain the partnership, capital, and support they need to succeed.
