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Santander Bank, National Association (NY)

Santander Bank, National Association (NY)

Apply for a bank account online with Santander Bank. Enjoy convenient online bank account options from one of the best personal banks.

All Other Specialty Trade Contractors Drywall and Insulation Contractors Electrical Contractors Finish Carpentry Contractors Full-Service Restaurants

General Freight Trucking, Local General Freight Trucking, Long Distance, Truckload General Freight Trucking, Long-Distance, Less Than Truckload Masonry Contractors Painting and Wall Covering Contractors Residential Property Managers Residential Remodelers Structural Steel and Precast Concrete Contractors Supermarkets and Other Grocery (except Convenience) Stores

Existing or more than 2 years old

Fixed Rates

New Business or 2 years or less

SBA Express Program

Variable Rates

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SBA Loan Approvals as of Fiscal Year End 2025 55

SBA Loans Total Approval Amount as of Fiscal Year End 2025 $4,022,900

Average SBA Loan Size as of Fiscal Year End 2025 $73,144

Average SBA Loan Rate over Prime (Prime is 6.75%) 4.76

Unlock Your Financial Potential with Santander Bank, National Association (NY)

Santander Bank, N.A., headquartered in Boston and chartered in New York, is one of the largest commercial banks in the Northeast. With global resources, regional expertise, and a strong SBA presence, Santander supports small businesses with competitive financing and sophisticated business banking tools.

Key Features of Santander Bank (NY)

Full Business Banking Suite
Includes business checking, savings, merchant services, payroll solutions, treasury management, and cross-border banking.
SBA Lending Expertise
Santander participates in:
- SBA 7(a)
- SBA 504
- SBA Express
Popular uses include:
- Working capital
- Business expansion
- CRE financing
- Equipment financing
- Acquisition & partner buyouts
Commercial Lending Strength
Lending capabilities include:
- Lines of credit
- Commercial mortgages
- Term loans
- Equipment loans
- Asset-based lending
- Industry-specific financing
Global Banking Resources
Ideal for import/export and internationally connected businesses.
Strong Digital Banking Platform
Santander’s online and mobile systems offer advanced cash-flow tools, payment solutions, and treasury dashboards.

Why Choose Santander?

Santander offers the reach of a global bank with regional lending teams who understand local market dynamics — making it an excellent fit for growing U.S. businesses.

How to Get Started

Visit
Santander Business Banking
to review SBA programs and connect with a specialist.

Empower your future with Santander — where global banking strength supports local business success.

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Average SBA Loan Rate over Prime (Prime is 6.75%) 2.95

Existing or more than 2 years old

New Business or 2 years or less

Preferred Lenders Program