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State Bank of Southern Utah (UT)
SBSU - Business Loans, Personal Loans, Checking Accounts, Savings Accounts, Mortgages, IRA's, CDs and more.
Unlock Your Financial Potential with State Bank of Southern Utah (UT)
State Bank of Southern Utah (SBSU) is a trusted, community-focused bank serving small businesses across Southern Utah since 1957. With strong local ownership, personalized decision-making, and a deep understanding of Utah’s unique industries, SBSU offers comprehensive business banking solutions — including SBA loan programs — designed to help entrepreneurs launch, expand, and thrive.
Key Features of State Bank of Southern Utah (UT)
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Business Banking Designed for Local Companies
SBSU provides business checking and savings accounts, merchant services, cash-management tools, ACH/wire services, and remote deposit capture — all engineered to streamline daily operations. -
SBA Loan Expertise
State Bank of Southern Utah participates in major SBA programs, including:- SBA 7(a) loans
- SBA 504 loans
- SBA Express
These government-backed solutions help Utah business owners finance: - Working capital
- Commercial real estate
- Equipment acquisition
- Business expansion or renovation
- Business acquisition
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Commercial Lending Solutions
SBSU also offers a full portfolio of non-SBA financing options:- Commercial real estate loans
- Construction & development loans
- Business lines of credit
- Equipment & vehicle financing
- Agricultural and livestock loans
- Inventory and receivables financing
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Digital Tools for Modern Businesses
SBSU’s online and mobile banking platforms allow entrepreneurs to:- Monitor cash flow
- Issue payments
- Initiate ACH/wire transfers
- Use remote deposit
- Access real-time reporting
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Deep Community Commitment
As one of Utah’s largest community banks — and locally owned — SBSU invests heavily in rural and small-town development, supporting entrepreneurship, agriculture, construction, hospitality, and Main Street businesses across the region.
Why Choose State Bank of Southern Utah for SBA Loans?
SBSU stands out for its combination of local underwriting, fast decision-making, and strong SBA lending knowledge.
Utah entrepreneurs benefit from:
- Relationship-based lending
- Competitive SBA loan terms
- Streamlined application processes
- Direct access to experienced business lenders
- A strong understanding of Southern Utah’s economy (tourism, trades, services, manufacturing, and agriculture)
Whether you’re purchasing a building, expanding operations, acquiring a business, or financing equipment, SBSU provides SBA-backed capital with a community-bank touch.
How to Get Started
Ready to finance your business with an SBA loan or another commercial lending product? Visit the
State Bank of Southern Utah Business Banking page
to explore loan options, check SBA eligibility, and connect with a Utah-based business-banking specialist.
Empower your financial future today with State Bank of Southern Utah — where local entrepreneurs gain the capital, expertise, and partnership they need to thrive.
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