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Stellar Bank (TX)
Stellar Bank offers business and personal banking solutions. Stellar has the expertise, resources and commitment to out-service the big banks and out-bank the small banks. We are the bank and the bankers to help your business thrive.
Unlock Your Financial Potential with Stellar Bank (TX)
Stellar Bank — one of Texas’s strongest community-focused commercial banks — serves entrepreneurs across Houston, Dallas/Fort Worth, Austin, San Antonio, and surrounding regions. Built through the merger of two long-standing Texas banks, Stellar Bank offers deep local expertise, robust commercial capabilities, and a strong SBA lending platform that helps business owners start, grow, and scale with confidence.
Key Features of Stellar Bank (TX)
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Full-Service Business Banking
Stellar Bank offers business checking and savings accounts, merchant services, treasury management, ACH and wire services, corporate credit cards, remote deposit capture, and robust cash-management tools designed for small and midsize companies. -
SBA Loan Expertise
Stellar Bank is an experienced SBA lender offering:- SBA 7(a) loans
- SBA 504 loans
- SBA Express
These government-backed programs help finance: - Working capital
- Business acquisitions
- Owner-occupied real estate
- Equipment purchases
- Expansion and renovations
- Partner buyouts
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Customized Commercial Lending Solutions
Beyond SBA products, Stellar Bank provides:- Commercial term loans
- Business lines of credit
- CRE and construction loans
- Equipment financing
- Asset-based lending
- Industry-specialized commercial products (medical, professional services, real estate investors, franchises, etc.)
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Advanced Treasury Management
Businesses can access:- Payment automation
- Positive pay & fraud control
- Lockbox services
- ACH origination
- Liquidity & cash-flow optimization tools
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Modern Digital Business Tools
Stellar Bank provides powerful online and mobile platforms offering 24/7 access to:- Account monitoring
- Transfers
- Bill pay
- ACH & wire initiation
- Mobile check deposit
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Deep Commitment to Texas Communities
Stellar Bank is deeply involved in local economic development, small-business education, and community investment throughout major Texas markets.
Why Choose Stellar Bank for SBA Loans?
Stellar Bank stands out as a Texas-built commercial bank with genuine SBA expertise and a commitment to relationship banking.
Entrepreneurs benefit from:
- Local underwriting and decision-making
- Experienced SBA specialists
- Competitive SBA rates and flexible structures
- Guidance from pre-qualification to closing
- Faster turnaround times than large national banks
- Deep understanding of Texas industries (construction, energy, logistics, healthcare, franchises, retail, and more)
Whether you're purchasing a building, expanding operations, acquiring a business, or launching a startup, Stellar Bank delivers SBA-backed financing designed to support your long-term success.
How to Get Started
Ready to explore SBA financing or another commercial lending option? Visit the
Stellar Bank Business Banking page
to review available products, check SBA eligibility, and connect with a Texas-based business-banking specialist.
Empower your financial future today with Stellar Bank — where Texas entrepreneurs gain the capital, partnership, and expertise they need to thrive.
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