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Summit State Bank (CA)
Welcome to Summit State Bank! We offer personalized banking services tailored to meet the needs of Sonoma County residents and businesses. Discover our range of financial solutions designed to help you achieve your goals, whether you're saving for the future, financing a home, or growing your business. Experience exceptional customer service and community-focused banking with Summit State Bank.
Unlock Your Financial Potential with Summit State Bank (CA)
Summit State Bank, headquartered in Sonoma County, is a premier California community bank known for its strong support of local businesses, relationship-driven banking, and commitment to regional economic growth. With specialized commercial lending teams and deep SBA expertise, Summit State Bank provides entrepreneurs with the capital, guidance, and financial tools they need to start, grow, and thrive.
Key Features of Summit State Bank (CA)
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Full-Service Business Banking
Summit State Bank offers business checking and savings accounts, cash-management services, merchant services, ACH and wire transfers, remote deposit capture, and powerful digital banking tools. -
SBA Preferred Lender
Summit State Bank is an SBA Preferred Lender (PLP) — a designation that allows the bank to approve SBA loans faster and with more flexibility than standard lenders. They offer:- SBA 7(a) loans
- SBA 504 loans
- SBA Express loans
These programs support: - Working capital
- Equipment purchases
- Business acquisition & partner buyouts
- Owner-occupied real estate
- Expansion & renovation projects
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Commercial Loan Solutions
Beyond SBA financing, Summit State Bank provides:- Commercial real estate loans
- Business lines of credit
- Term loans
- Construction loans
- Equipment loans
- Agricultural and vineyard financing
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Industry Expertise
Summit caters to a wide range of California industries, including:- Wineries & vineyards
- Food & beverage
- Manufacturing
- Healthcare & professional services
- Hospitality
- Construction & trades
- Retail & service businesses
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Advanced Digital Banking Tools
Business owners enjoy 24/7 access to:- Online & mobile banking
- ACH/wire management
- Treasury dashboards
- Remote deposit
- Fraud-prevention tools
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Strong Community Commitment
As a longstanding Sonoma County financial institution, Summit State Bank invests heavily in local businesses, nonprofits, and community development initiatives.
Why Choose Summit State Bank for SBA Loans?
Summit State Bank’s Preferred Lender status dramatically accelerates SBA loan approvals — giving entrepreneurs a major advantage when timing matters.
You’ll benefit from:
- Local underwriting
- Faster decision-making
- Deep SBA structuring expertise
- Competitive rates
- Relationship-focused lending
- Guidance from a bank that truly understands California’s business environment
For business acquisitions, expansions, equipment purchases, or owner-occupied real estate projects, Summit State Bank provides SBA-backed capital designed for long-term success.
How to Get Started
Ready to explore SBA financing or another business loan with Summit State Bank? Visit the
Summit State Bank Business Banking page
to review your options and connect with a Sonoma County business-lending expert.
Empower your financial future today with Summit State Bank — where California entrepreneurs gain the capital, service, and partnership they need to thrive.
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