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Sunrise Banks National Association (MN)

Sunrise Banks National Association (MN)

We are focused on creating financial empowerment as a socially-responsible community bank in MN and SD. Learn about our mission & history of community engagement.

Existing or more than 2 years old
Loan Funds will Open Business
New Business or 2 years or less
Preferred Lenders Program
SBA Express Program
# Startup
# Variable Rates
SBA Loan Approvals as of 6/30/25 21
SBA Loans Total Approval Amount as of 6/30/25 $9,726,400
Average SBA Loan Size as of 6/30/25 $463,162
Average SBA Loan Rate over Prime (Prime is 7%) 2.58
Sunrise Banks National Association (MN)

Unlock Your Financial Potential with Sunrise Banks National Association (MN)

Sunrise Banks, N.A., headquartered in St. Paul, Minnesota, is a nationally recognized mission-driven bank, certified B Corporation, and longstanding CDFI dedicated to expanding financial access for underserved entrepreneurs.
Focused on innovation, impact banking, and inclusive lending, Sunrise Banks offers small-business services, flexible commercial loans, and SBA financing through strategic partnerships — empowering entrepreneurs locally and nationwide.

Key Features of Sunrise Banks National Association (MN)

  • Mission-Driven Business Banking
    Sunrise Banks provides business checking, savings, money market accounts, digital payments, debit services, and treasury tools designed to support small and midsize businesses.

  • CDFI & B-Corp Advantages
    As one of the few U.S. banks with both CDFI and B-Corp certifications, Sunrise focuses on:

    • Supporting underserved and minority-owned businesses
    • Increasing access to affordable capital
    • Creating economic opportunity in local communities
  • SBA Lending Through Strategic Partnerships
    While Sunrise Banks does not originate SBA loans directly in large volumes, it offers SBA access through partner lenders and programs. Businesses can obtain guidance and referrals for:

    • SBA 7(a)
    • SBA Express
    • SBA 504
      These government-backed loans help fund real estate, equipment, expansions, acquisitions, and working capital.
  • Flexible Commercial Lending Solutions
    Sunrise Banks supports business growth through:

    • Working capital term loans
    • Equipment loans
    • Lines of credit
    • Commercial real estate financing
    • Social-impact loan programs
    • Specialty loan funds for underserved communities
  • Fintech-Forward Digital Banking
    Sunrise Banks is a leader in embedded banking and payments innovation, offering robust:

    • Mobile and online business banking
    • ACH & wire capabilities
    • Cash-flow management tools
    • Remote deposit
    • API-driven fintech integrations
  • Community & National Impact
    Sunrise invests heavily in community revitalization, affordable housing, small-business development, financial empowerment, and social-impact programs across the Twin Cities and beyond.

Why Choose Sunrise Banks for SBA Support?

Sunrise Banks stands out due to its mission-driven lending approach, fintech innovation, and community focus.
Entrepreneurs benefit from:

  • Access to SBA programs through trusted lending partners
  • Flexible underwriting rooted in CDFI values
  • Support for startups and underserved borrowers
  • A bank culture centered on impact, inclusion, and opportunity
  • Modern digital tools with personal relationship banking

For minority-owned businesses, startups, nonprofits, contractors, retailers, real estate–heavy operations, and community-focused enterprises, Sunrise Banks provides credit pathways that traditional banks often overlook.

How to Get Started

Ready to explore SBA financing or commercial loan options through Sunrise Banks? Visit the
Sunrise Banks Business Banking page
to review services, explore loan options, or connect with a business-banking specialist.

Empower your financial future today with Sunrise Banks — where mission-driven banking meets flexible, community-focused capital.

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