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Texas Bank (TX)

TexasBank in Texas offers competitive term loan rates, business and personal checking accounts, savings accounts, and more. Open an account online today.

Existing or more than 2 years old
Fixed Rates
Loan Funds will Open Business
New Business or 2 years or less
Preferred Lenders Program
# SBA Express Program
# Startup
# Variable Rates
SBA Loan Approvals as of 6/30/25 11
SBA Loans Total Approval Amount as of 6/30/25 $3,483,700
Average SBA Loan Size as of 6/30/25 $316,700
Average SBA Loan Rate over Prime (Prime is 7%) 2.00
Texas Bank (TX)

Unlock Your Financial Potential with Texas Bank (TX)

Texas Bank is a locally owned, community-focused bank serving individuals and businesses across Central and West Texas. Known for its personal service, fast decision-making, and commitment to supporting local economies, Texas Bank provides a full range of financial tools — including SBA loan access — designed to help entrepreneurs grow, stabilize cash flow, and expand their operations.

Key Features of Texas Bank (TX)

  • Local, Relationship-Driven Business Banking
    Texas Bank offers business checking and savings accounts, cash-management tools, merchant services, payroll support, and digital banking solutions tailored to the needs of small and midsize businesses.

  • SBA Loan Participation
    While Texas Bank is not listed as a high-volume SBA lender, it partners with SBA-approved lenders and provides guidance to help business owners obtain SBA financing, including SBA 7(a) and 504 loans for:

    • Working capital
    • Commercial real estate
    • Equipment financing
    • Business acquisition
    • Expansion projects
  • Flexible Commercial Lending Solutions
    Texas Bank offers a wide range of commercial credit products, including:

    • Business term loans
    • Commercial real estate loans
    • Construction loans
    • Business lines of credit
    • Equipment financing
      With local underwriting, business owners get faster responses and customized structures.
  • Digital & Treasury Tools
    Business customers can access:

    • Online & mobile banking
    • ACH and wire services
    • Remote deposit capture
    • eStatements
    • Treasury-style cash-flow management
  • Deep Commitment to Texas Communities
    Texas Bank invests heavily in regional business development, local nonprofits, youth programs, and economic initiatives across its service areas — helping build stronger, more resilient local economies.

Why Choose Texas Bank for SBA Support?

Texas Bank brings a community-bank approach to small-business lending.
Entrepreneurs benefit from:

  • Direct access to local decision-makers
  • Faster loan turnarounds
  • Guidance on SBA loan pathways
  • A relationship-focused banking experience
  • Customized financing for local Texas industries

From contractors and ranchers to medical practices, retailers, and service providers, Texas Bank provides accessible commercial financing backed by personal support and local expertise.

How to Get Started

Ready to explore SBA financing or commercial lending with Texas Bank? Visit the
Texas Bank Business Banking page
to review accounts, loan options, and connect with a Texas-based business-banking specialist.

Empower your financial future today with Texas Bank — where Texas entrepreneurs gain the partnership, capital, and local support they need to succeed.

Industry