Find the best SBA Rates for your industry by searching our SBA Lender Directory

SBARates.com is a data-driven SBA lending intelligence platform. The site provides industry-specific lending insights, lender analytics, approval trends, and average SBA 7(a) loan rates to help entrepreneurs research SBA lenders and prepare for funding.

SBA Loan Approvals as of Fiscal Year End 2025 43
SBA Loans Total Approval Amount as of Fiscal Year End 2025 $71,210,800
Average SBA Loan Size as of Fiscal Year End 2025 $1,656,065
Average SBA Loan Rate over Prime (Prime is 6.75%) -0.76
Texas Capital Bank (TX)

Unlock Your Financial Potential with Texas Capital Bank (TX)

Texas Capital Bank is a premier, entrepreneur-focused commercial bank headquartered in Dallas and serving businesses across Texas and nationwide. Known for its sophisticated banking capabilities, industry expertise, and relationship-centered approach, Texas Capital Bank delivers commercial lending, treasury management, and SBA loan programs that help businesses scale with confidence.

Key Features of Texas Capital Bank (TX)

  • Advanced Business Banking Solutions
    Texas Capital Bank provides business checking, treasury management, merchant services, commercial cards, remote deposit, and integrated financial tools designed for growing companies and middle-market firms.

  • SBA Loan Expertise Through Select Programs
    While Texas Capital Bank is best known for its middle-market and commercial lending strength, it also participates in SBA programs — specifically SBA 7(a) and SBA 504 loans — through its Small Business Banking division. SBA financing can support:

    • Working capital
    • Owner-occupied commercial real estate
    • Equipment purchases
    • Business acquisition and expansion
    • Partner buyouts
  • Robust Commercial Lending Platform
    Beyond SBA loans, Texas Capital Bank offers:

    • Term loans & revolving lines of credit
    • Commercial real estate mortgages
    • Construction and development financing
    • Asset-based lending
    • Equipment finance
    • Corporate banking products
    • Specialized industry lending programs
  • Sophisticated Treasury & Cash-Flow Tools
    Business clients benefit from advanced digital tools such as:

    • Treasury Connect™ platform
    • ACH & wire management
    • Lockbox services
    • Fraud mitigation tools
    • Payment automation
    • Real-time reporting & analytics
  • Industry-Specific Expertise
    Texas Capital Bank is known nationally for strong vertical specialization, serving sectors such as:

    • Commercial real estate
    • Manufacturing & distribution
    • Healthcare & medical practices
    • Professional services
    • Private equity & sponsor finance
    • Mortgage finance
    • Technology & innovation companies
  • Commitment to Texas Communities
    Through the Texas Capital Foundation and local economic investments, the bank supports community development, nonprofit initiatives, and entrepreneurship across major Texas markets.

Why Choose Texas Capital Bank for SBA Loans?

Entrepreneurs choose Texas Capital Bank because it combines the capabilities of a sophisticated commercial bank with a relationship-driven delivery model.
Advantages include:

  • Deep credit expertise
  • SBA-qualified lending specialists
  • Competitive SBA rates & flexible structures
  • Fast underwriting and tailored deal structuring
  • Experience with complex SBA transactions (CRE, acquisition, expansions)
  • Strategic banking relationships that expand as your business grows

For scaling small businesses, real estate owners, medical practices, logistics firms, and high-growth companies, Texas Capital Bank offers SBA-backed capital delivered with strategic insight.

How to Get Started

Ready to explore SBA financing or another business banking solution? Visit the
Texas Capital Bank Business Banking page
to review available products, check SBA eligibility, and connect with a Texas-based business-banking expert.

Empower your financial future today with Texas Capital Bank — where Texas entrepreneurs gain the capital, expertise, and strategic partnership they need to thrive.

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