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The American National Bank of Texas (TX)

Discover a better financial future with American National Bank of Texas. We offer commercial, business and personal banking plus mortgage and wealth solutions.

Change of Ownership
Existing or more than 2 years old
Fixed Rates
Loan Funds will Open Business
New Business or 2 years or less
# Preferred Lenders Program
# SBA Express Program
# Startup
# Variable Rates
SBA Loan Approvals as of 6/30/25 14
SBA Loans Total Approval Amount as of 6/30/25 $7,180,500
Average SBA Loan Size as of 6/30/25 $512,893
Average SBA Loan Rate over Prime (Prime is 7%) 1.79
The American National Bank of Texas (TX)

Unlock Your Financial Potential with The American National Bank of Texas (TX)

The American National Bank of Texas (ANBTX), founded in 1875, is one of the oldest and most trusted community banks in Texas. Serving businesses across the Dallas–Fort Worth metroplex and East Texas, ANBTX combines deep local expertise with modern business banking tools and a dedicated SBA lending group.
With a strong commitment to relationship banking, fast decision-making, and flexible loan options, The American National Bank of Texas helps entrepreneurs access the capital needed to start, grow, and thrive.

Key Features of The American National Bank of Texas

  • Full-Service Business Banking
    ANBTX offers a variety of business accounts and financial tools including:

    • Business checking & savings
    • Merchant services
    • ACH & wire transfers
    • Payroll solutions
    • Treasury management
    • Cash-flow tools
    • Remote deposit capture
  • SBA Loan Expertise
    The American National Bank of Texas is an active SBA lender participating in:

    • SBA 7(a) loans
    • SBA 504 loans
    • SBA Express
      These government-backed loans support:
    • Working capital
    • Business acquisition
    • Commercial real estate
    • Equipment financing
    • Expansion and improvement projects
  • Robust Commercial Lending Options
    Beyond SBA financing, ANBTX provides:

    • Term loans
    • Business credit lines
    • Equipment loans
    • Owner-occupied commercial real estate loans
    • Investment real estate loans
    • Construction & development financing
  • Advanced Digital Banking Tools
    Businesses can access:

    • ANBTX online & mobile banking
    • ACH origination
    • Wire transfers
    • Cash-management dashboards
    • Real-time account monitoring
    • eStatements
  • Industry Expertise Across Texas
    ANBTX serves a wide range of businesses including:

    • Construction & contractors
    • Professional services
    • Hospitality & restaurants
    • Healthcare practices
    • Manufacturing
    • Logistics & transportation
    • Retail & service industries
    • Real estate investors
  • Commitment to Texas Communities
    As a long-standing community bank, ANBTX reinvests in local businesses, economic development, and nonprofit partnerships throughout North and East Texas.

Why Choose The American National Bank of Texas for SBA Loans?

ANBTX stands out for its combination of community-banking service and strong SBA lending capabilities.
Entrepreneurs benefit from:

  • Local underwriting and faster credit decisions
  • Experienced SBA specialists
  • Competitive rates and flexible terms
  • Hands-on guidance through the SBA process
  • Long-term relationship-focused support
  • Deep knowledge of the DFW business market

Whether you’re acquiring a business, purchasing a building, expanding operations, or financing new equipment, ANBTX offers SBA-backed capital built for long-term growth.

How to Get Started

Ready to grow your business with SBA financing or another commercial loan? Visit the
ANBTX Business Banking page
to explore available programs, check SBA eligibility, and connect with a Texas-based business-banking expert.

Empower your financial future today with The American National Bank of Texas — where Texas entrepreneurs gain trusted guidance, flexible capital, and a true community banking partner.

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