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The Bank of Houston (MO)

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7a General
Change of Ownership
Loan Funds will Open Business
Startup
Variable Rates
SBA Loan Approvals as of 6/30/25 10
SBA Loans Total Approval Amount as of 6/30/25 $8,790,500
Average SBA Loan Size as of 6/30/25 $879,050
Average SBA Loan Rate over Prime (Prime is 7%) 2.5
The Bank of Houston (MO)

Unlock Your Financial Potential with The Bank of Houston (MO)

The Bank of Houston, serving communities across Texas County and the surrounding Missouri region, is a community-driven financial institution dedicated to supporting local entrepreneurs. With personalized service, local decision-making, and a full suite of business-banking tools, the bank provides small businesses with the financial foundation and lending programs — including SBA loans — needed to grow and thrive.

Key Features of The Bank of Houston (MO)

  • Comprehensive Business Banking
    The Bank of Houston offers business checking and savings accounts, merchant services, debit solutions, cash-management tools, and online/mobile banking to streamline financial operations.

  • SBA Loan Participation
    The Bank of Houston participates in the U.S. Small Business Administration’s financing programs (often through its parent institution or partnered lenders), helping entrepreneurs access SBA-backed loans including:

    • SBA 7(a) loans
    • SBA 504 loans
      These loans can be used for working capital, equipment, real estate, expansion, or business acquisition.
  • Flexible Commercial Lending Solutions
    Missouri businesses can access a full suite of commercial loan options, including:

    • Term loans
    • Business lines of credit
    • Commercial real estate loans
    • Construction financing
    • Agricultural loans
    • Equipment loans
      All supported by local bankers who understand the needs of rural and small-town businesses.
  • Local Decision-Making & Personalized Service
    As a true community bank, lending decisions are made locally — meaning faster communication, deeper relationships, and flexibility not typically available at large regional banks.

  • Digital Banking Tools
    Business customers benefit from online & mobile banking with features such as mobile deposits, account monitoring, bill pay, transfers, and financial dashboards.

  • Deep Community Roots
    The Bank of Houston is heavily involved in supporting local businesses, agriculture, community projects, and economic development across South-Central Missouri.

Why Choose The Bank of Houston for SBA Loans?

The Bank of Houston blends community-bank service with government-backed lending capabilities.
Business owners benefit from:

  • Local underwriting and quick decision timelines
  • SBA loan access through experienced commercial lenders
  • Personalized loan structuring
  • Competitive rates and long-term financing options
  • Support for both new and established small businesses

From Main Street retailers and restaurants to farms, contractors, and professional firms, The Bank of Houston supports diverse industries with accessible financing.

How to Get Started

Ready to explore SBA financing or another commercial loan option? Visit the
The Bank of Houston Business Banking page
(https://www.thebankofhouston.com/sba-lending)
to review loan products, check eligibility, and connect with a Missouri-based commercial lender.

Empower your financial future today with The Bank of Houston — where local businesses gain the partnership, capital, and community support they need to thrive.

Industry