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SBA Loan Approvals as of 6/30/25 48
SBA Loans Total Approval Amount as of 6/30/25 $46,904,800
Average SBA Loan Size as of 6/30/25 $977,183
Average SBA Loan Rate over Prime (Prime is 7%) 2.29
The Fidelity Bank (NC)

Unlock Your Financial Potential with The Fidelity Bank (NC)

The Fidelity Bank, headquartered in Fuquay-Varina, North Carolina, is a long-standing community bank serving businesses across the Carolinas with relationship-focused service, fast decision-making, and competitive commercial lending programs.
With a strong SBA lending division and deep roots in local markets, Fidelity Bank helps entrepreneurs launch, grow, and expand their businesses with confidence.

Key Features of The Fidelity Bank (NC)

  • Full-Service Business Banking
    Fidelity Bank offers a comprehensive suite of business accounts and financial tools, including:

    • Business checking & savings
    • Merchant services
    • Remote deposit capture
    • ACH & wire services
    • Treasury management solutions
    • Business credit cards
  • SBA Loan Expertise
    The Fidelity Bank participates in the U.S. Small Business Administration’s flagship programs, including:

    • SBA 7(a) loans
    • SBA 504 loans
      These government-backed loans are designed for:
    • Working capital
    • Business acquisition
    • Owner-occupied commercial real estate
    • Equipment purchases
    • Startup expansion
    • Partner buyouts
  • Strong Commercial Lending Capabilities
    In addition to SBA financing, Fidelity Bank provides:

    • Commercial term loans
    • Lines of credit
    • Commercial real estate financing
    • Construction loans
    • Equipment loans
    • Investor real estate lending
  • Advanced Digital Banking Tools
    Business clients can manage cash flow efficiently with:

    • Online & mobile business banking
    • Remote check deposit
    • Treasury dashboards
    • ACH/wire initiation
    • Real-time account monitoring
  • Industry Expertise Across the Carolinas
    Fidelity Bank serves a wide range of business types including healthcare practices, service companies, contractors, manufacturers, retail operations, professional services firms, real estate investors, and growing startups.

  • Deep Community Commitment
    Through local partnerships, community investment, and entrepreneur support initiatives, Fidelity Bank consistently invests in the economic health of the Carolinas.

Why Choose The Fidelity Bank for SBA Loans?

The Fidelity Bank combines local bankers, personalized service, and strong SBA expertise, giving entrepreneurs a competitive advantage.
Borrowers benefit from:

  • Competitive SBA rates and flexible terms
  • Hands-on support through the entire SBA process
  • Local underwriting and decision-making
  • Faster turnaround times
  • Guidance tailored to North Carolina’s regional markets

Whether you’re financing new equipment, purchasing a building, expanding your operations, or acquiring a business, Fidelity Bank provides SBA-backed capital built for long-term success.

How to Get Started

Ready to explore SBA financing or another commercial lending option? Visit the
The Fidelity Bank Business Banking page
https://www.fidelitybanknc.com/business
to review programs, check eligibility, and connect with a business-banking specialist.

Empower your financial future today with The Fidelity Bank — where North Carolina entrepreneurs gain the capital, partnership, and support they need to thrive.

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