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Trenton Business Assistance Corporation (NJ)

Trenton Business Assistance Corporation (NJ)

Get flexible SBA 504, 7(a), and Microloan financing for your small business. RBAC offers personalized support and competitive rates. Apply today.

7a General
Existing or more than 2 years old
Loan Funds will Open Business
New Business or 2 years or less
Preferred Lenders Program
# Startup
# Variable Rates
SBA Loan Approvals as of 6/30/25 24
SBA Loans Total Approval Amount as of 6/30/25 $3,618,800
Average SBA Loan Size as of 6/30/25 $150,783
Average SBA Loan Rate over Prime (Prime is 7%) 2.40

Unlock Your Financial Potential with Trenton Business Assistance Corporation (NJ)

Trenton Business Assistance Corporation (TBAC) is a New Jersey–based Certified Development Company (CDC) dedicated to helping small businesses access long-term, fixed-rate financing through the SBA 504 Loan Program. As a mission-driven nonprofit and economic development partner, TBAC works closely with local lenders, municipalities, and business owners to support expansion, job creation, and long-term business growth across Mercer County and the surrounding region.

Key Features of Trenton Business Assistance Corporation (NJ)

  • SBA 504 Loan Program Expertise
    As a Certified Development Company, TBAC specializes in SBA 504 loans, offering government-backed financing for:

    • Commercial real estate purchases
    • Building construction and renovation
    • Heavy equipment and machinery
    • Owner-occupied property expansions
  • Long-Term, Fixed-Rate Financing
    SBA 504 loans through TBAC offer:

    • Fixed interest rates
    • 10-, 20-, or 25-year repayment terms
    • Lower down payments (typically 10%)
    • Favorable equity requirements
      This structure helps small businesses preserve cash flow and fund major long-term projects.
  • Partnership With Local Banks
    TBAC works alongside participating banks and credit unions to package 504 loans.
    The typical structure includes:

    • 50% lender financing
    • 40% SBA/CDC financing through TBAC
    • 10% small-business contribution
  • Economic Development Focus
    As a mission-driven organization, TBAC reinvests in New Jersey’s local economy by supporting:

    • Business expansion
    • Job creation
    • Redevelopment projects
    • Minority- and women-owned business growth
    • Community revitalization initiatives
  • Personalized Guidance Throughout the Process
    TBAC provides hands-on loan packaging support, financial review, SBA documentation assistance, and step-by-step guidance — making it easier for business owners to navigate the 504 program.

  • Support for Diverse Industries
    TBAC helps fund businesses across manufacturing, healthcare, retail, logistics, hospitality, professional services, distribution, and more.

Why Choose TBAC for SBA 504 Loans?

Trenton Business Assistance Corporation offers a powerful combination of local expertise, economic development focus, and deep knowledge of SBA 504 structuring.
Entrepreneurs benefit from:

  • Lower down-payment requirements
  • Long-term fixed interest rates
  • Reduced risk compared to traditional commercial loans
  • Support for large capital expansion projects
  • A mission-driven team dedicated to small-business success

For companies purchasing a building, expanding a facility, investing in equipment, or planning a major construction project, TBAC's SBA 504 program provides stable, affordable financing designed for long-term growth.

How to Get Started

Ready to grow your business through the SBA 504 program? Visit the
Trenton Business Assistance Corporation website or contact their lending team to begin the prequalification process and receive personalized guidance on structuring your project.

Empower your financial future today with Trenton Business Assistance Corporation — where New Jersey entrepreneurs gain the long-term capital, resources, and support they need to thrive.

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