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United Midwest Savings Bank, National Association (OH)

Experience banking excellence with United Midwest. Apply for SBA loans, explore our lending services, and enjoy competitive rates and great customer service.

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Change of Ownership
Existing or more than 2 years old
Fixed Rates
Loan Funds will Open Business
New Business or 2 years or less
# Preferred Lenders Program
# Startup
# Variable Rates
SBA Loan Approvals as of Fiscal Year End 2025 963
SBA Loans Total Approval Amount as of Fiscal Year End 2025 $380,604,500
Average SBA Loan Size as of Fiscal Year End 2025 $395,228
Average SBA Loan Rate over Prime (Prime is 6.75%) 2.66

Unlock Your Financial Potential with United Midwest Savings Bank, National Association (OH)

United Midwest Savings Bank, National Association is an Ohio-based community bank focused on serving small businesses, real estate investors, and entrepreneurs throughout Northeast Ohio. Known for its relationship-driven approach and flexible lending solutions, United Midwest offers personalized business banking services — including SBA loan programs — designed to help companies start, grow, and succeed.

Key Features of United Midwest Savings Bank

  • Business Banking Solutions
    United Midwest provides business checking and savings accounts, online banking, ACH and wire services, remote deposit capture, and cash-management tools designed to support efficient day-to-day operations.

  • SBA Loan Expertise
    United Midwest Savings Bank participates in U.S. Small Business Administration lending programs, including SBA 7(a) and SBA 504 loans. These government-backed loans can be used for:

    • Working capital
    • Equipment purchases
    • Owner-occupied commercial real estate
    • Business expansion
    • Business acquisition or refinancing
  • Commercial & Real Estate Lending
    In addition to SBA loans, the bank specializes in:

    • Commercial real estate financing
    • Investment property loans
    • Business term loans
    • Lines of credit
    • Construction and development loans
  • Local Decision-Making
    As a community-focused bank, United Midwest emphasizes local underwriting and direct access to decision-makers, allowing for more responsive approvals and customized loan structures.

  • Digital Banking Convenience
    Business customers benefit from secure online and mobile banking platforms that allow 24/7 access to accounts, payments, and cash-flow management.

  • Commitment to Ohio Communities
    United Midwest Savings Bank actively supports economic development in Northeast Ohio by partnering with local businesses, developers, and entrepreneurs to strengthen regional growth.

Why Choose United Midwest Savings Bank for SBA Loans?

United Midwest Savings Bank stands out for its combination of community-bank service and commercial real estate expertise. Business owners benefit from:

  • Personalized SBA guidance
  • Flexible underwriting tailored to local markets
  • Experience with owner-occupied and investment real estate SBA structures
  • Competitive terms and long-term financing options

For entrepreneurs purchasing property, expanding facilities, or refinancing existing debt, United Midwest provides SBA-backed financing designed for stability and long-term growth.

How to Get Started

Ready to explore SBA financing or commercial lending options? Visit the
United Midwest Savings Bank Business Banking page
to review available services, learn more about SBA loan options, and connect with a business-banking specialist.

Empower your financial future today with United Midwest Savings Bank — where Ohio businesses gain local expertise, flexible capital, and a trusted banking partner.

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