Find the best SBA Rates for your industry by searching our SBA Lender Directory

SBARates.com is a data-driven SBA lending intelligence platform. The site provides industry-specific lending insights, lender analytics, approval trends, and average SBA 7(a) loan rates to help entrepreneurs research SBA lenders and prepare for funding.

SBA Loan Approvals as of Fiscal Year End 2025 70
SBA Loans Total Approval Amount as of Fiscal Year End 2025 $46,866,000
Average SBA Loan Size as of Fiscal Year End 2025 $669,514
Average SBA Loan Rate over Prime (Prime is 6.75%) 2.44
Univest Bank and Trust Co (PA)

Unlock Your Financial Potential with Univest Bank and Trust Co. (PA)

Univest Bank and Trust Co. is a leading regional financial institution headquartered in Pennsylvania, serving businesses across PA, NJ, and the Mid-Atlantic. With a strong commercial banking platform and deep SBA lending expertise, Univest helps entrepreneurs secure capital for growth, acquisition, and long-term success.

Key Features of Univest Bank and Trust Co. (PA)

  • Comprehensive Business Banking
    Business checking and savings, treasury management, merchant services, payroll support, ACH/wires, and advanced digital tools.

  • Strong SBA Loan Capabilities
    Univest participates in major SBA programs, including:

    • SBA 7(a) loans
    • SBA 504 loans
      These programs help fund working capital, equipment, owner-occupied real estate, business acquisition, and expansion.
  • Commercial Lending Platform
    Lines of credit, term loans, CRE financing, construction loans, equipment financing, and industry-specific solutions.

  • Industry Expertise
    Serving manufacturers, healthcare practices, contractors, distributors, professional services, nonprofits, and family-owned businesses.

  • Regional Relationship Banking
    Local lenders paired with regional resources provide responsive decision-making and tailored loan structures.

Why Choose Univest for SBA Loans?

Univest combines regional scale with community-bank responsiveness, making it a strong SBA lender for growing Mid-Atlantic businesses.

How to Get Started

Visit
https://www.univest.net/government-lending
to review business lending and SBA options.

Empower your financial future with Univest — where Pennsylvania businesses gain capital, strategy, and trusted partnership.

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