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Wells Fargo Bank, National Association (SD)

Wells Fargo Bank, National Association (SD)

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7a General
Change of Ownership
Existing or more than 2 years old
Fixed Rates
Loan Funds will Open Business
# New Business or 2 years or less
# Preferred Lenders Program
# SBA Express Program
# Startup
# Variable Rates
SBA Loan Approvals as of Fiscal Year End 2025 1,607
SBA Loans Total Approval Amount as of Fiscal Year End 2025 $539,136,600
Average SBA Loan Size as of Fiscal Year End 2025 $335,493
Average SBA Loan Rate over Prime (Prime is 6.75%) 3.74
Wells Fargo Bank, National Association (SD)

Unlock Your Financial Potential with Wells Fargo Bank, National Association (SD)

Wells Fargo Bank, National Association — chartered in South Dakota — is one of the largest and most established small-business lenders in the United States. With a nationwide footprint, a dedicated SBA lending division, and a full suite of commercial banking products, Wells Fargo provides entrepreneurs with scalable financing solutions designed to support growth at every stage of business.

For small businesses seeking SBA loans, working capital, real estate financing, or expansion funding, Wells Fargo combines national lending capacity with specialized SBA expertise.

Key Features of Wells Fargo Bank (SD)

  • Comprehensive Business Banking Platform
    Wells Fargo offers a complete range of business services, including:

    • Business checking & savings
    • Merchant services & payments
    • Treasury management
    • ACH & wire services
    • Payroll & expense tools
    • Business credit cards
  • National SBA Loan Expertise
    Wells Fargo is a long-standing, high-volume SBA lender, offering:

    • SBA 7(a) loans
    • SBA 504 loans
    • SBA Express loans

    SBA financing may be used for:

    • Working capital
    • Business acquisition
    • Franchise financing
    • Owner-occupied commercial real estate
    • Equipment & machinery
    • Expansion and renovations
  • Full Commercial Lending Capabilities
    In addition to SBA programs, Wells Fargo provides:

    • Business term loans
    • Lines of credit
    • Commercial real estate loans
    • Construction financing
    • Equipment financing
    • Asset-based lending
    • Industry-specific credit solutions
  • Advanced Digital & Treasury Tools
    Wells Fargo’s technology platform includes:

    • Online & mobile business banking
    • Integrated treasury dashboards
    • Fraud protection tools
    • Automated receivables & payables
    • Cash-flow insights and reporting
  • Industry & Franchise Expertise
    Wells Fargo has deep experience financing:

    • Franchise systems
    • Healthcare & dental practices
    • Professional services
    • Retail & e-commerce
    • Hospitality & restaurants
    • Manufacturing & distribution
    • Transportation & logistics
  • Nationwide Reach with Dedicated SBA Teams
    While chartered in SD, Wells Fargo serves businesses in all 50 states through regional SBA teams and centralized underwriting.

Why Choose Wells Fargo for SBA Loans?

Wells Fargo offers one of the most scalable SBA platforms in the U.S., making it well-suited for established businesses, multi-location operators, and growth-stage companies.
Business owners benefit from:

  • A nationally recognized SBA lender
  • High SBA loan limits and complex deal capability
  • Experienced SBA specialists
  • Access to multiple SBA programs under one institution
  • Integrated business banking and treasury services

For borrowers who meet underwriting requirements and value national scale, Wells Fargo can be a strong option for SBA-backed financing.

How to Get Started

Ready to explore SBA financing or commercial lending options with Wells Fargo? Visit the
Wells Fargo Small Business Banking page
to review SBA loan programs, compare financing options, and connect with a business-banking specialist.

Empower your financial future today with Wells Fargo Bank — where small businesses gain national resources, SBA expertise, and long-term financial support.

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