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West Coast Community Bank (CA)
Unlock Your Financial Potential with West Coast Community Bank (CA)
West Coast Community Bank is a California community bank headquartered in Santa Cruz, focused on delivering relationship-driven business banking and flexible commercial lending solutions to local entrepreneurs. Built to serve small and midsize businesses throughout the Central Coast and Bay Area regions, the bank combines local decision-making with SBA lending expertise to help companies grow sustainably.
Key Features of West Coast Community Bank (CA)
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Full-Service Business Banking
West Coast Community Bank provides business checking and savings accounts, cash-management tools, merchant services, ACH and wire capabilities, debit cards, and digital banking designed to simplify day-to-day operations. -
SBA Loan Expertise
The bank participates in U.S. Small Business Administration loan programs, including:- SBA 7(a) loans
- SBA 504 loans
These government-backed programs are commonly used for:
- Working capital
- Owner-occupied commercial real estate
- Equipment purchases
- Business acquisition
- Expansion and renovations
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Commercial Lending Solutions
Beyond SBA financing, West Coast Community Bank offers:- Business term loans
- Lines of credit
- Commercial real estate loans
- Construction and development financing
- Equipment loans
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Local Relationship Banking
Credit decisions are made locally by experienced California bankers who understand regional industries and business cycles, allowing for faster approvals and customized loan structures. -
Modern Digital Banking Tools
Business customers benefit from secure online and mobile banking with:- Remote deposit capture
- ACH and wire initiation
- Cash-flow reporting
- Account alerts and monitoring
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Community Commitment
As a true community bank, West Coast Community Bank actively supports local nonprofits, small-business initiatives, and economic development throughout Santa Cruz County and surrounding markets.
Why Choose West Coast Community Bank for SBA Loans?
West Coast Community Bank offers the accessibility of a community lender combined with SBA lending capability.
Business owners benefit from:
- Personalized SBA guidance
- Competitive loan terms
- Local underwriting and fast decision-making
- Flexible credit structures
- Strong understanding of California small-business needs
For retailers, service companies, contractors, medical practices, hospitality businesses, and owner-occupied real estate operators, the bank provides SBA-backed financing tailored for long-term success.
How to Get Started
Ready to explore SBA financing or commercial lending options? Visit the
West Coast Community Bank Business Banking page
to review available loan programs and connect with a California-based business banker.
Empower your financial future today with West Coast Community Bank — where California entrepreneurs gain local partnership, flexible capital, and trusted guidance.
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