Find the best SBA Rates for your industry by searching our SBA Lender Directory
SBARates.com is a data-driven SBA lending intelligence platform. The site provides industry-specific lending insights, lender analytics, approval trends, and average SBA 7(a) loan rates to help entrepreneurs research SBA lenders and prepare for funding.
First Bank (NC)
Unlock Your Financial Potential with First Bank (NC)
First Bank, headquartered in Southern Pines, North Carolina, is one of the state’s largest community banks — proudly helping small business owners access capital, grow their operations, and achieve long-term success. As an SBA Preferred Lender, First Bank combines local decision-making with national lending expertise to deliver fast, flexible, and affordable SBA financing solutions.
Key Features of First Bank
- Comprehensive Business Banking: Business checking and savings accounts, merchant services, cash management, and digital tools designed to help entrepreneurs run their operations more efficiently.
- SBA Loan Expertise: First Bank is an SBA Preferred Lender, offering expedited access to SBA 7(a), 504, and SBA Express loan programs. These loans can be used for working capital, equipment purchases, real estate, or business acquisition.
- Tailored Lending Solutions: In addition to SBA loans, First Bank offers term loans, commercial real estate financing, and lines of credit to meet the diverse needs of growing businesses.
- Local Decision-Making: With deep roots across North and South Carolina, First Bank’s business bankers understand local market conditions and make lending decisions quickly and personally.
- Commitment to Community Growth: First Bank actively supports small business development, job creation, and community investment initiatives throughout the Carolinas.
Why Choose First Bank for SBA Loans?
First Bank stands out as a trusted SBA partner for business owners seeking both expertise and personal service. Its experienced SBA lending team guides borrowers through every step of the process — ensuring faster approvals, customized loan structures, and transparent communication. Whether you’re starting a business, purchasing real estate, or expanding operations, First Bank delivers the knowledge and funding you need to achieve your goals.
How to Get Started
Ready to grow your business with an SBA loan or other financing option? Visit the First Bank Business Banking page to explore available SBA programs, review eligibility, and connect with an SBA lending specialist.
Empower your financial future today with First Bank — where North Carolina businesses come to grow.
1st Security Bank of Washington (WA)
1st Source Bank (IN)
22nd State Banking Company (AL)