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First Bank of the Lake (MO)

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7a General
Change of Ownership
Existing or more than 2 years old
Fixed Rates
International Trade Loans
# Loan Funds will Open Business
# New Business or 2 years or less
# Preferred Lenders Program
# SBA Express Program
# Startup
# Variable Rates
SBA Loan Approvals as of 6/30/25 531
SBA Loans Total Approval Amount as of 6/30/25 $326,222,900
Average SBA Loan Size as of 6/30/25 $614,356
Average SBA Loan Rate over Prime (Prime is 7%) 3.13
First Bank of the Lake (MO)

Unlock Your Financial Potential with First Bank of the Lake (MO)

First Bank of the Lake, headquartered in Osage Beach, Missouri, is one of the nation’s leading SBA Preferred Lenders, known for its speed, expertise, and commitment to helping small businesses succeed. With a specialized SBA division and a nationwide lending footprint, the bank focuses exclusively on providing smart, flexible, and government-backed financing solutions for entrepreneurs and growing companies.

Key Features of First Bank of the Lake

  • Specialized SBA Lending Division: As a top-ranked SBA lender, First Bank of the Lake offers SBA 7(a), 504, and SBA Express loans — providing capital for working capital, business acquisitions, real estate purchases, and equipment financing.
  • Nationwide Lending Reach: Though based in Missouri, the bank lends nationwide, serving a diverse range of industries including healthcare, hospitality, manufacturing, and professional services.
  • Fast, Efficient Approvals: As an SBA Preferred Lender, First Bank of the Lake has the authority to make in-house credit decisions — significantly reducing processing times and expediting approvals.
  • Comprehensive Business Banking: In addition to SBA financing, the bank provides commercial checking and savings accounts, treasury management, and online banking tools to support daily operations.
  • Commitment to Entrepreneurial Growth: The bank’s mission is centered on helping small business owners achieve sustainable growth through strategic lending and expert financial guidance.

Why Choose First Bank of the Lake for SBA Loans?

First Bank of the Lake stands out for its focus and expertise in small business lending. Its dedicated SBA team has decades of experience helping business owners navigate the lending process efficiently — with transparency, speed, and personal service. Whether you’re launching a startup, purchasing a business, or expanding operations, First Bank of the Lake provides the capital and support you need to grow with confidence.

How to Get Started

Ready to grow your business with an SBA loan or other financing solution? Visit the First Bank of the Lake SBA Lending page to explore available programs, review eligibility, and connect with an SBA lending expert.

Empower your financial future today with First Bank of the Lake — where small businesses grow stronger, faster.

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