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Live Oak Banking Company (NC)

Live Oak Banking Company (NC)

At Live Oak Bank, we see you & pay you what you deserve. Plus, for a limited-time, earn a cash bonus on personal savings accounts.

Administrative Management and General Management Consulting Services Advertising Agencies All Other Amusement and Recreation Industries All Other Automotive Repair and Maintenance All Other Business Support Services All Other Insurance Related Activities All Other Miscellaneous Fabricated Metal Product Manufacturing All Other Miscellaneous Manufacturing All Other Miscellaneous Schools and Instruction All Other Miscellaneous Wood Product Manufacturing All Other Outpatient Care Centers All Other Personal Services All Other Professional, Scientific, and Technical Services All Other Specialty Trade Contractors All Other Support Activities for Transportation All Other Traveler Accommodation Amusement Arcades Amusement and Theme Parks Architectural Services Automotive Body, Paint, and Interior Repair and Maintenance Automotive Oil Change and Lubrication Shops Automotive Parts and Accessories Stores Baked Goods Stores Barber Shops Beauty Salons Bolt, Nut, Screw, Rivet, and Washer Manufacturing Breweries Broilers and Other Meat Type Cable Networks Car Washes Carpet and Upholstery Cleaning Services Caterers Cemeteries and Crematories Chicken Egg Production Child Day Care Services Child and Youth Services Commercial Gravure Printing Commercial Screen Printing Commercial and Industrial Machinery and Equipment (except Automotive a Commercial and Institutional Building Construction Computer Systems Design Services Continuing Care Retirement Communities Conveyor and Conveying Equipment Manufacturing Cosmetology and Barber Schools Couriers Custom Computer Programming Services Data Processing, Hosting, and Related Services Dental Laboratories Drafting Services Drycleaning and Laundry Services (except Coin-Operated) Educational Support Services Electrical Apparatus and Equipment, Wiring Supplies, and Related Equipment Merchant Wholesalers Electrical Contractors Electronic Computer Manufacturing Electroplating, Plating, Polishing, Anodizing, and Coloring Elementary and Secondary Schools Employment Placement Agencies Engineering Services Environmental Consulting Services Exterminating and Pest Control Services Farm Machinery and Equipment Manufacturing Farm Supplies Merchant Wholesalers Financial Transactions Processing, Reserve, and Clearinghouse Activities Fine Arts Schools Fitness and Recreational Sports Centers Flower, Nursery Stock, and Florists' Supplies Merchant Wholesalers Food Service Contractors Full-Service Restaurants Funeral Homes and Funeral Services Furniture Merchant Wholesalers General Automotive Repair General Freight Trucking, Local General Line Grocery Merchant Wholesalers General Rental Centers Glass and Glazing Contractors Graphic Design Services HMO Medical Centers Hardware Merchant Wholesalers Home Health Care Services Homes for the Elderly Independent Artists, Writers, and Performers Industrial Machinery and Equipment Merchant Wholesalers Institutional Furniture Manufacturing Insurance Agencies and Brokerages Interior Design Services Janitorial Services Kidney Dialysis Centers Landscaping Services Lessors of Miniwarehouses and Self-Storage Units Limited-Service Restaurants Limousine Service Local Messengers and Local Delivery Marketing Consulting Services Masonry Contractors Meat and Meat Product Merchant Wholesalers Mobile Food Services Motor Vehicle Towing Motorcycle, Bicycle, and Parts Manufacturing Nail Salons New Car Dealers Nursery and Tree Production Offices of All Other Miscellaneous Health Practitioners Offices of Certified Public Accountants Offices of Chiropractors Offices of Dentists Offices of Lawyers Offices of Mental Health Practitioners (except Physicians) Offices of Optometrists Offices of Physical, Occupational and Speech Therapists, and Audiologi Offices of Physicians (except Mental Health Specialists) Offices of Physicians, Mental Health Specialists Offices of Real Estate Agents and Brokers Oil and Gas Pipeline and Related Structures Construction Optical Goods Stores Ornamental and Architectural Metal Work Manufacturing Other Accounting Services Other Activities Related to Real Estate Other Building Equipment Contractors Other Building Finishing Contractors Other Chemical and Allied Products Merchant Wholesalers Other Computer Related Services Other Construction Material Merchant Wholesalers Other Electronic Parts and Equipment Merchant Wholesalers Other Grocery and Related Products Merchant Wholesalers Other Management Consulting Services Other Miscellaneous Durable Goods Merchant Wholesalers Other Miscellaneous Nondurable Goods Merchant Wholesalers Other Personal Care Services Other Personal and Household Goods Repair and Maintenance Other Services Related to Advertising Other Services to Buildings and Dwellings Other Snack Food Manufacturing Other Specialized Design Services Other Technical and Trade Schools Other Waste Collection Painting and Wall Covering Contractors Pet Care (except Veterinary) Services Photography Studios, Portrait Plumbing, Heating, and Air-Conditioning Contractors Postal Service Poured Concrete Foundation and Structure Contractors Private Mail Centers Promoters of Performing Arts, Sports, and Similar Events without Facil Public Relations Agencies RV (Recreational Vehicle) Parks and Campgrounds Recyclable Material Merchant Wholesalers Remediation Services Residential Mental Health and Substance Abuse Facilities Residential Mental Retardation Facilities Residential Property Managers Residential Remodelers Retail Bakeries Rolled Steel Shape Manufacturing Roofing Contractors Securities and Commodity Exchanges Security Guards and Patrol Services Septic Tank and Related Services Services for the Elderly and Persons with Disabilities Site Preparation Contractors Snack and Nonalcoholic Beverage Bars Sports and Recreation Instruction Supermarkets and Other Grocery (except Convenience) Stores Tax Preparation Services Taxi Service Tile and Terrazzo Contractors Tour Operators Translation and Interpretation Services Used Household and Office Goods Moving Veterinary Services Wholesale Trade Agents and Brokers Wine and Distilled Alcoholic Beverage Merchant Wholesalers Wood Kitchen Cabinet and Countertop Manufacturing
7a General
Change of Ownership
Existing or more than 2 years old
Fixed Rates
International Trade Loans
# Loan Funds will Open Business
# New Business or 2 years or less
# Preferred Lenders Program
# SBA Express Program
# Startup
# Variable Rates
SBA Loan Approvals as of 6/30/25 1,954
SBA Loans Total Approval Amount as of 6/30/25 $2,400,203,600
Average SBA Loan Size as of 6/30/25 $1,228,354
Average SBA Loan Rate over Prime (Prime is 7%) 1.87
Live Oak Banking Company (NC)

Unlock Your Financial Potential with Live Oak Banking Company (NC)

Live Oak Bank, headquartered in Wilmington, North Carolina, is consistently recognized as the #1 SBA 7(a) lender in the United States by loan volume. Known for its national reach, deep industry specialization, and technology-driven lending process, Live Oak provides entrepreneurs with tailored SBA loan solutions designed to accelerate growth, expansion, and long-term business success.

Key Features of Live Oak Bank

  • Nation’s Leading SBA Lender: Live Oak specializes in SBA 7(a) and 504 financing and is widely recognized as the top SBA lender by volume across the U.S.
  • Industry-Specific Expertise: Live Oak employs dedicated lending teams that specialize in sectors such as healthcare, dental, veterinary, real estate investment, government contracting, franchises, agriculture, professional services, and more.
  • Streamlined Technology-Driven Process: With its proprietary Live Oak Portal, borrowers experience a faster, transparent, and highly efficient SBA application and approval process.
  • National Lending Reach: Live Oak lends to businesses in all 50 states, offering competitive terms and deep transactional knowledge across dozens of industries.
  • Relationship-Focused Support: Every borrower works with a specialized lending team that understands their industry, business model, and growth challenges.

Why Choose Live Oak Bank for SBA Loans?

Live Oak Bank stands apart due to its industry specialization model — pairing each borrower with dedicated lenders who know their field inside and out. This leads to more accurate deal structuring, faster approvals, and financing terms designed to match real-world business needs. Whether you're acquiring a business, building a facility, or scaling operations, Live Oak delivers speed, expertise, and partnership.

How to Get Started

Ready to secure funding with the nation’s leading SBA lender? Visit the
Live Oak Bank SBA Lending page
to explore your industry category, view loan programs, and connect with an SBA specialist.

Empower your financial future today with Live Oak Bank — where entrepreneurs nationwide find the expertise, efficiency, and capital they need to grow with confidence.

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