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SouthState Bank, National Association (FL)

SouthState Bank, National Association (FL)

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7a with EWCP

Change of Ownership

Existing or more than 2 years old

Fixed Rates

Loan Funds will Open Business

# New Business or 2 years or less

# Preferred Lenders Program

# SBA Express Program

# Startup

# Variable Rates

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SBA Loan Approvals as of 6/30/25 218

SBA Loans Total Approval Amount as of 6/30/25 $116,457,700

Average SBA Loan Size as of 6/30/25 $534,210

Average SBA Loan Rate over Prime (Prime is 7%) 2.19

Unlock Your Financial Potential with SouthState Bank, National Association (FL)

SouthState Bank is one of the largest regional banks in the Southeast, serving business owners across Florida, Georgia, the Carolinas, Alabama, and Virginia. Known for its strong commercial lending platform, advanced treasury-management tools, and deep SBA lending expertise, SouthState Bank provides entrepreneurs with the financial guidance and capital they need to launch, grow, and scale confidently.

Key Features of SouthState Bank (FL)

Comprehensive Business Banking Solutions
SouthState offers multiple business checking and savings accounts, merchant services, treasury management, payroll tools, ACH/wire capabilities, and remote deposit — all designed to help businesses operate efficiently.
Robust SBA Loan Expertise
SouthState Bank is a highly active SBA lender offering:
- SBA 7(a) loans
- SBA 504 loans
- SBA Express loans
  These programs support:
- Working capital
- Business acquisition
- Owner-occupied commercial real estate
- Equipment purchases
- Expansion and renovation projects
Their dedicated SBA team provides hands-on guidance from prequalification to closing.
Full Commercial Lending Suite
Beyond SBA lending, SouthState offers:
- Business lines of credit
- Commercial real estate financing
- Construction loans
- Equipment financing
- Agricultural loans
- Professional practice financing
Advanced Treasury & Digital Banking Tools
Businesses benefit from:
- Online & mobile business banking
- Integrated cash-management dashboards
- ACH/wire initiation
- Positive Pay fraud protection
- Receivables & payables automation
Industry Expertise Across the Southeast
SouthState has extensive experience serving:
- Healthcare practices
- Contractors & trades
- Retail & hospitality
- Logistics & transportation
- Manufacturing
- Real estate investors
- Professional services firms
Strong Community Commitment
SouthState supports local economic development, small-business education, and community reinvestment across Florida and the Southeast.

Why Choose SouthState Bank for SBA Loans?

SouthState stands out as a leading SBA lender with regional scale and community-bank responsiveness.
Business owners benefit from:

Competitive SBA rates & flexible terms
Local decision-making with regional resources
Experienced SBA specialists
Faster turnaround through streamlined underwriting
Optional Treasury services tailored for growth-oriented companies

Whether financing a business acquisition, purchasing a new facility, expanding operations, or refinancing existing debt, SouthState Bank offers SBA-backed capital designed for long-term success.

How to Get Started

Ready to explore SBA financing or another commercial lending option? Visit the
SouthState Bank Business Banking page
to review SBA programs, check eligibility, and connect with a Florida-based commercial lending specialist.

Empower your financial future today with SouthState Bank — where entrepreneurs gain the expertise, capital, and partnership needed to thrive.

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Average SBA Loan Rate over Prime (Prime is 7%) 2.95

Existing or more than 2 years old

New Business or 2 years or less

Preferred Lenders Program