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Stearns Bank National Association (MN)
Stearns Bank, a full-service bank with branches in Minnesota, Florida, and Arizona, offers the friendly service of a community bank with a national presence in commercial lending, equipment financing, and SBA loans. We also have business and personal checking, market savings accounts and CDs.
Unlock Your Financial Potential with Stearns Bank National Association (MN)
Stearns Bank National Association is a Minnesota-based, nationally recognized commercial and SBA lender serving businesses across all 50 states. Known for its speed, flexibility, and deep SBA expertise, Stearns Bank is consistently ranked among the top SBA lenders in the country, offering government-backed financing and commercial lending designed for entrepreneurs who want to move fast and scale boldly.
Key Features of Stearns Bank National Association (MN)
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Top SBA Lender Nationally
Stearns Bank is one of the most active SBA 7(a) lenders in the U.S., providing fast, flexible financing for working capital, real estate, equipment, business acquisition, and expansion. -
SBA 7(a) & 504 Loan Programs
Their SBA team specializes in:- SBA 7(a) loans up to $5 million
- SBA 504 loans for real estate & equipment
- SBA financing for startups, franchises, and acquisitions
- Flexible collateral requirements and nationwide reach
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Fast Decisions & Streamlined Closing
Stearns Bank is known for:- Rapid credit decisions
- Fast turnaround times
- SBA experts guiding borrowers through every step
- Digital document processing for nationwide clients
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Full Commercial Lending Suite
Beyond SBA loans, Stearns Bank offers:- Commercial real estate financing
- Equipment financing & leasing
- Working-capital loans
- Business lines of credit
- USDA Rural Development loans
- Franchise financing
- Loan programs tailored for specialized industries
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Industry-Diverse Expertise
Stearns Bank finances thousands of businesses across:- Construction & skilled trades
- Healthcare & dental practices
- Manufacturing
- Hospitality & restaurants
- Transportation & logistics
- Retail & e-commerce
- Professional services
- Real estate investors
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Technology-Forward Digital Banking
Business clients enjoy:- Online & mobile business banking
- Remote deposit services
- ACH/wire capabilities
- Treasury and cash-flow tools
- Paperless systems for faster funding
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Community & Entrepreneurial Focus
With strong Midwest roots and national lending power, Stearns Bank supports economic development, small-business access to credit, and entrepreneurial growth nationwide.
Why Choose Stearns Bank for SBA Loans?
Stearns Bank is built for entrepreneurs who value speed, expertise, and nationwide lending power.
Customers benefit from:
- One of the fastest SBA processes in the industry
- Flexible underwriting
- Approval of deals other lenders decline
- Competitive SBA rates
- A dedicated team of top SBA professionals
- Proven experience with complex deals and unique business models
Whether you're acquiring a business, purchasing equipment, opening a new location, or expanding operations, Stearns Bank delivers SBA-backed financing designed to fuel aggressive growth.
How to Get Started
Ready to secure SBA financing with one of the top lenders in the nation? Visit the
Stearns Bank Business Lending page
to explore SBA options, review loan requirements, and connect with an SBA lending expert.
Empower your financial future today with Stearns Bank National Association — where entrepreneurs nationwide gain the capital, speed, and expertise they need to thrive.
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